Coins Stacked

Support your team’s financial
health well beyond payday.

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Smart paycheck management with the Gusto Wallet app

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Automatic short-term savings built right into payday

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Long-term savings accounts for your team and their families

Gusto Wallet

The Gusto Wallet app puts your team in control of their money.

Now your employees can download the free Gusto Wallet app to view and manage their paychecks, save money, and access emergency cash.

Compass

Auto saving

Build a rainy day fund or set up specific savings goals.

Debit Card

Smart spending

A debit card and checking account that earns interest.

Cashout

Gusto Cashout™

Access to emergency cash in between paydays.

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Paychecks & W-2s

Simple breakdowns of every paycheck and access to W-2s.

See Gusto Wallet

The Cashout Program is issued by Sunrise Banks N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.

Gusto Wallet on cellphone
Gusto Wallet on cellphone
The Cashout feature is such a huge perk to be able to share with our employees. Honestly, I’m shocked and grateful that Gusto made this happen.
Director, ShortPoint Inc.
Long-term savings

Offer your team even more ways to save and plan.

Planning for the future is important. That’s why we provide options and guidance to help your team plan and save with confidence.

Dollar Sync

401(k) retirement savings

Help your team prepare for the future with simple, low-cost, low-fee retirement savings.

Learn more
Flower Heart

Life & disability insurance

Life, short-term, and long-term disability insurance.

Airplane

529 college savings

Easy and affordable college savings for your team.

Learn more
Dad and daughter
Dad and daughter
Apple

Take care of both their health
and their wealth.

Taking care of your team means contributing to both their health and
their financial futures. Check out other benefits available in Gusto.

Explore health benefits
Employee Cash Accounts

Help your team put their paychecks to work.

Gusto Cash Accounts earn 8X1 the average interest rate of other checking accounts. And we make it easy to save automatically. No hidden fees.2 No account minimums.

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Earn 0.34% APY3
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Savings built into every paycheck
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Automatic direct deposits
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Instant access to emergency cash4  coming soon

Compliance help

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We provide tools to assist with compliance and help you file the right paperwork.

Licensed advisors

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Our licensed advisors can help you pick the right benefits package for your budget.

Friendly support

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Your employees can reach out to us directly with questions, saving you time.

The people platform

So much more than financial benefits.

Teams are at the heart of every small business. That’s why we built the people platform —
one place with everything you need to build an incredible workplace.

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Full-service payroll

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Medical, dental, vision

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Certified HR experts

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Timetracking

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Hiring and onboarding

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Employee finance tools

Get your team
working with Gusto.

Get started
¹Based on the FDIC national rate available at fdic.gov/regulations/resources/rates.

²Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.

³Cash Accounts Annual Percentage Yield (APY) as of 10/1/20 is 0.34%. Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required. Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.

⁴Instant Cashout only available when using your Gusto debit card.

FDIC Insurance is provided by nbkc bank, Member FDIC.