Smart paycheck management with the Gusto Wallet app
Automatic short-term savings built right into payday
Long-term savings accounts for your team and their families
The Gusto Wallet app puts your team in control of their money.
Now your employees can download the free Gusto Wallet app to view and manage their paychecks, save money, and access emergency cash.
The Cashout Program is issued by Sunrise Banks N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.
The Cashout feature is such a huge perk to be able to share with our employees. Honestly, I’m shocked and grateful that Gusto made this happen.
Offer your team even more ways to save and plan.
Planning for the future is important. That’s why we provide options and guidance to help your team plan and save with confidence.
Take care of both their health
and their wealth.
Taking care of your team means contributing to both their health
and their financial futures. Check out other benefits available in Gusto.
Help your team put their paychecks to work.
Gusto Cash Accounts earn 62X1 the average interest rate of other checking accounts. And we make it easy to save automatically. No account minimums. No account fees. No overdraft fees.2
Compliance help
We provide tools to assist with compliance and help you file the right paperwork.
Licensed advisors
Our licensed advisors can help you pick the right benefits package for your budget.
Friendly support
Your employees can reach out to us directly with questions, saving you time.
Manage your growing
team, all in one place.
Behind every successful business is a thriving team. Hire, pay, insure, and
support your employees with Gusto’s all-in-one people platform.
Learn more
Get your team
working with Gusto.
Create account
¹Based on the FDIC national rate available at fdic.gov/regulations/resources/rates.
²Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
³Cash Accounts Annual Percentage Yield (APY) as of 8/9/22 is 1.87%. Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required. Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.
⁴Instant Cashout only available when using your Gusto debit card. The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.
Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.