Modern benefits

Health insurance, retirement savings, and so much more.

gusto employee benefits
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Easy to start new. Easy to switch.

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Free medical, dental, and vision administration.

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Syncs with payroll to make things simple.

customer support headset

Licensed advisors and compliance support.

paper airplane icon

Easy to start new. Easy to switch.

medical stethoscope

Free medical, dental, and vision administration.

Dollar signs with arrows

Syncs with payroll to make things simple.

customer support headset

Licensed advisors and compliance support.

Small group health insurance

Medical, dental, and vision administration comes free.

With more than 3,500 health insurance plans, our licensed advisors can help you find the right coverage for your team and your budget.

BlueCross BlueShield

United Healthcare

Humana

Oscar

Kaiser Permanente

Many, many more

Health insurance varies by state. See if we have you covered.

Gusto customer Matchless Builds

Matchless Builds,

Gusto customer

medical icon

Medical

16 employees enrolled

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Dental

12 employees enrolled

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Vision

12 employees enrolled

BlueCross BlueShield

United Healthcare

Humana

Oscar

Kaiser Permanente

Many, many more

Health insurance varies by state. See if we have you covered.

By managing benefits with Gusto, employees have the opportunity to enroll without me having to do anything! It’s such a time saver.
Gusto customer Grand Lake Veterinary Hospital
Gusto customer Grand Lake Veterinary Hospital
Practice Manager Grand Lake Veterinary Hospital
Humphry Slocombe employees

401(k) plans

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529 college savings

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Additional benefits

Offer your team even more ways to save and plan.

Planning for the future is important — but it can be tricky to navigate too. We’ll help you make sure your team has options and guidance.

  • 401(k) plans
  • Flexible spending account
  • Health savings account
  • Commuter benefits
  • 529 college savings
  • Life and disability
Gusto customer Rocky Mountain Clay

Rocky Mountain Clay,

Gusto customer

Compliance Checklist
Employee onboarding forms
Report new hires to state
Get workplace posters
Benefits compliance

Stay on top of your benefits compliance.

As a small business, there are a lot of mandates and regulations to keep track of. It can be overwhelming, but we’ll help you navigate.

ACA

ERISA

Dept. of Labor

IRS

HIPAA

COBRA

ACA

ERISA

Dept. of Labor

IRS

HIPAA

COBRA

ACA

ERISA

Dept. of Labor

IRS

HIPAA

COBRA

customer support headset
Licensed advisors are just a call away.

Have questions? Want advice? Our team of licensed benefits advisors are great at untangling the complicated world of small group health insurance.

The support team at Gusto is so helpful. We rely on them constantly.
Gusto customer Student Loan Hero
Gusto customer Student Loan Hero
Finance Manager Student Loan Hero
Huckleberry Roasters employee works with Gusto

Huckleberry Roasters,

Gusto customer

Gusto 401k on mobile
Employee experience

Your employees are going to love benefits with Gusto.

Employees love employers who offer benefits. And we make it easy for employees to self-enroll and manage their own plans.

  • Set up payroll and benefits all at once.

  • Have your team self-enroll to save you time.

  • Employee questions? Tell them to call us.

Gusto 401(k) plan from Guideline
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Benefits can be complicated. Here’s a breakdown.

Can I afford to offer health insurance?

You might be surprised. There are lots of different plans and ways to split costs with employees.

What does Gusto charge for health insurance administration?

It’s free! You only pay toward the premiums, which cost the same no matter who handles your benefits.

Is my business eligible for small group health insurance?

If you have at least one W-2 employee then you could be eligible. Carriers and states vary, but we’ll help you figure it out.

Can’t I just give my team a raise?

Benefits are great because they're both important to your team and tax-advantaged for you and your employees.

How’s an online broker different than a local broker?

Oftentimes, online brokers can offer more: a support team, easier setup, free compliance help, and automatic payroll syncing.

How are premiums determined?

Rates are based on zip code and age of employees and dependents. They’re non-negotiable by law.

The people platform

So much more than benefits.

Teams are at the heart of every small business. That’s why we built the people platform — one place with everything you need to build an incredible workplace.

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Full-service payroll

medical stethoscope

Medical, dental, vision

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Certified HR experts

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Time tracking and PTO

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Compliance help

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Friendly support

Payroll, benefits, and more

Get your teamworking with Gusto.