Let’s find the right plan for your business.
Core
For businesses with simple salaries, wages, and pay schedules.
Plan details:
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Full-service payroll including W-2s and 1099s
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Full-service payroll including W-2s and 1099s
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Employee profiles and self-service
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Employee profiles and self-service
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Employee health insurance administration and benefits
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Employee health insurance administration and benefits
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Employee financial benefits
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Employee financial benefits Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.
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Integrations for accounting, time tracking, and more
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Integrations for accounting, time tracking, and more
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Friendly support
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Friendly support Get answers and advice via phone, email, or chat. Plus, access our Help Center for guides and information. |
Complete
For businesses who need payroll, hiring, time tracking, IT support, and smart team management.
Plan details:
Everything in our Core plan, plus:
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Next-day direct deposit
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Next-day direct deposit Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance). |
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Time tracking and PTO management
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Time tracking and PTO management
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Hiring and onboarding tools
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Hiring and onboarding tools
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Project tracking and workforce cost reports
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Project tracking and workforce cost reports
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Team management tools
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Team management tools
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Performance reviews
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Performance reviews
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Concierge
For businesses who need HR guidance, custom policies, and expert compliance support.
Plan details:
Everything in our Core and Complete plans, plus:
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HR resource center
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HR resource center
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Compliance alerts
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Compliance alerts
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Certified HR pros
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Certified HR pros
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Dedicated support team
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Dedicated support team
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Select
For growing businesses who need premium tools and dedicated support.
Plan details:
Crafted to scale with fast growing businesses. This plan includes:
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Every feature from our Core, Complete, and Concierge plans, customized to your business
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Full-service payroll data transfers and account setup
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Health insurance broker integration
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Direct access to a dedicated customer success manager
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Waived fees and exclusive pricing
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Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
$6/mo per person
Plan details:
Plan details:
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Unlimited contractor payments across all 50 states
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4-day direct deposit
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1099-NECs at the end of the year
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New hire reporting (if required in your state)
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International contractor payments (available as add-on)
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Does not include:
Does not include:
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Back-up withholding or other contractor withholding required by state agencies
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Plan add-ons (aside from international contractor payments)
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Core
For businesses with simple salaries, wages, and pay schedules.
Complete
For businesses who need payroll, hiring, time tracking, IT support, and smart team management.
Concierge
For businesses who need HR guidance, custom policies, and expert compliance support.
Select
For growing businesses who need premium tools and dedicated support.
Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
Core plan details:
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Full-service payroll including W-2s and 1099s
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Employee profiles and self-service
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Employee health insurance administration and benefits
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Employee financial benefits
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•
Integrations for accounting, time tracking, and more
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•
Friendly support
|
•
Full-service payroll including W-2s and 1099s
|
•
Employee profiles and self-service
|
•
Employee health insurance administration and benefits
|
•
Employee financial benefits
|
•
Integrations for accounting, time tracking, and more
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•
Friendly support
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Complete plan details:
Everything in our Core plan, plus:
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Next-day direct deposit
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Time tracking and PTO management
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Hiring and onboarding tools
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Project tracking and workforce cost reports
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Team management tools
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Performance reviews
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Next-day direct deposit
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Time tracking and PTO management
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Hiring and onboarding tools
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Project tracking and workforce cost reports
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Team management tools
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Performance reviews
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Concierge plan details:
Everything in our Core and Complete plans, plus:
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HR resource center
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Compliance alerts
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Certified HR pros
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Dedicated support team
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HR resource center
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Compliance alerts
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Certified HR pros
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Dedicated support team
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Select plan details:
Crafted to scale with fast growing businesses. This plan includes:
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Every feature from our Core, Complete, and Concierge plans, customized to your business
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Full-service payroll data transfers and account setup
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•
Health insurance broker integration
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Direct access to a dedicated customer success manager
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Waived fees and exclusive pricing
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Every feature from our Core, Complete, and Concierge plans, customized to your business
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Full-service payroll data transfers and account setup
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Health insurance broker integration
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Direct access to a dedicated customer success manager
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Waived fees and exclusive pricing
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Contractor Only plan details:
Compare flexible features for all kinds of teams.
No long-term contract
Grows with your team
Free account setup
Switch or cancel anytime
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We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
What's available with the Core plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Complete plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Concierge plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Select plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
Customize your Gusto plan with powerful add-ons.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Payroll & HR tools
International contractor payments
Manage cross-border payments to contractors in 95 countries and counting.
State tax registration
We'll handle the state and local paperwork when you need to file payroll taxes in a new state.
R&D tax services
Scan your payroll date to save up to $250,000 in annual payroll tax offsets. Powered by Ardius.
Health benefits
Health insurance
Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.
Health insurance broker integration
In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.
Workers' compensation
Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.
Life and disability
Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.
Financial benefits
401(k) retirement savings
Help your team save for the future with simple 401(k) integrations that sync directly with payroll.
529 college savings
Provide your team with tax-advantaged savings plans for future education expenses. Powered by Gradvisor.
Tax-advantaged benefits
One $200 annual service charge covers all four account types.
Health savings accounts (HSAs)
Pre-tax savings accounts for qualified health expenses.
Flexible spending accounts (FSAs)
Pre-tax flexible spending accounts for qualified health expenses.
Dependent care FSAs
Pre-tax flexible spending accounts for qualified dependent care expenses.
Commuter benefits
Pre-tax spending accounts for commuting costs.
Add-on features aside from International Contractor Payments not available with Contractor Only plan; Select plan customers may receive discounts and waived fees for R&D tax services, broker integration, and Guideline 401(k)s.
Easily connect Gusto with the tools you need.
Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.




What to consider when choosing a payroll provider.
What to consider when choosing a payroll provider.
Pricing FAQs
Trusted by more than 200,000 businesses and their teams.
1 The Gusto Cash Account, savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.
2 With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
3 The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.
Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.