Choose the plan that’s right for your business.

Basic

A beta plan* with payroll basics. Recommended for teams of 1 or 2.

$19/mo base price

plus $6/mo per person

  • Full-service payroll in any single state
  • Employee self service and profiles
  • Workers’ comp administration
  • 4-day direct deposit
  • Paid-time-off policies
  • Best-in-class support

*The Basic plan is a beta program. Terms and conditions apply.

Core

Smart, streamlined payroll and benefits built for smaller teams.

$39/mo base price

plus $6/mo per person

  • Full-service payroll across all 50 states
  • Employee self service and profiles
  • Workers’ comp administration
  • 2-day direct deposit
  • Paid-time-off policies
  • Best-in-class support
  • Employee onboarding tools
  • Accounting and time tracking integrations
  • Payroll on Autopilot®
  • Health insurance administration
  • Employee access to Gusto Wallet
  • Employee offers and document management
RECOMMENDED

Complete

Better team tools so you can create a great place to work.

$39/mo base price

plus $12/mo per person

  • Full-service payroll across all 50 states
  • Employee self service and profiles
  • Workers’ comp administration
  • Next-day direct deposit
  • PTO policies and time-off requests
  • Best-in-class support
  • Customizable employee onboarding tools
  • Accounting and time tracking integrations
  • Payroll on Autopilot®
  • Health insurance administration
  • Employee access to Gusto Wallet
  • Employee offers and document management
  • Permissions
  • Employee directory and surveys
  • Time management tools

Concierge

Certified HR pros and resources for even more peace of mind.

$149/mo base price

plus $12/mo per person

  • Full-service payroll across all 50 states
  • Employee self service and profiles
  • Workers’ comp administration
  • Next-day direct deposit
  • PTO policies and time-off requests
  • Dedicated best-in-class support
  • Customizable employee onboarding tools
  • Accounting and time tracking integrations
  • Payroll on Autopilot®
  • Health insurance administration
  • Employee access to Gusto Wallet
  • Employee offers and document management
  • Permissions
  • Employee directory and surveys
  • Time management tools
  • Certified HR pros
  • HR resource center

Contractor

Haven’t hired W-2 employees yet?
We can help you pay your 1099 contractors for just $6 per person each month.

Add extra benefits like 401(k)s, FSAs, and more.

Workers' comp

Pay-as-you-go workers' comp plans, through our partner AP Intego, that integrate with your payroll.

No administration fees

Pay only for premiums

Gusto Wallet

The Gusto Wallet app is a free way for your employees to track, save, and access their money.

No account minimums

No hidden fees¹

Health insurance

Our licensed brokers can help you pick the right plan and carrier for your team and budget.

Administration included

Pay only for premiums

Health reimbursement²

A flexible health benefit where you choose how much to reimburse eligible employee health premiums each month.

$15/mo per employee

Pick a monthly contribution (up to a max)

401(k) retirement

Integrated 401(k) plans through our partner Guideline, with some of the lowest fees in the industry.

Starts at $39/month plus

$8/participating employee

No setup fee

529 college savings

Tax-advantaged savings accounts, through our partner Gradvisor, so employees can save for their children's educations.

$6/mo per participant

$18/mo minimum

No setup fee

hands with apple, glasses, and coin

Health benefits are not available with Gusto's Basic plan.

1
Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
2
Health reimbursements are offered as part of a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).

Set up tax-advantaged spending accounts for your team.

One $200 annual service charge covers all three account types

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

$2.50/mo per participant

No minimum

Commuter benefits

Pre-tax spending accounts for commuting costs.

$4/mo per participant

$20/mo minimum

Flexible spending accounts (FSAs)

Pre-tax spending accounts for qualified health expenses (Health FSA) and qualified dependent care expenses (Dependent FSA).

$4/mo per participant

$20/mo minimum

Compare features by any plan.

Full-Service Payroll
Unlimited payrolls
All 50 states
Multi-state payroll
Payroll in any single state
Tax filings and payments
Next-day direct deposit
2-day direct deposit
4-day direct deposit
State and Federal Unemployment Insurance
W-2s and 1099s
Garnishments
Multiple pay rates and schedules
Tip credits
Direct deposit
Paid-time-off policy tracking
Holiday pay
Time-off tracker & reporting
Accounting integrations
Time-tracking integrations
State new hire reporting
Payroll reports
Payroll on AutoPilot®
Employee Benefits
Paystubs and tax forms
Lifetime access
Payroll self-onboarding
Payday emails
New hire welcome
Gusto Wallet
Employee Profiles
Teams, departments, managers
E-sign I-9 and W-4
Calendar reminders
Best-in-class Support
Unlimited phone, email, chat
Worker's Comp Administration
Integrated pay-as-you-go policies
Automated billing
Online estimates
Health Benefits Administration
Licensed benefits advising
Online enrollment
Employee support
ACA, HIPAA, ERISA compliance
Standard hiring and onboarding tools
Online offer letters
Onboarding checklist
Online document storage
Premium hiring and onboarding tools
Custom onboarding checklist
Software provisioning
E-sign custom documents
Permissions
Customizable admin permissions
Manager permissions
Time management tools
Simple time tracking
Time-off requests
Automated payroll sync
Calendar sync
Custom paid holidays
Employee Directory
Org chart
Coworker directory and fun facts
Custom fields
Employee Surveys
Anonymous employee surveys
Survey trend analysis
Certified HR Pros
Actionable feedback
Unlimited ask the pro
HR compliance help
Employee relations advising
HR Resource Center
Custom employee handbook
Job description templates
HR guides and policy templates
Harassment prevention training
Proactive compliance updates
Dedicated Support
Dedicated support team
Direct line for phone support

Pricing FAQs