Flexible plans and features. Honest pricing. No hidden fees.
Simple
A streamlined set of automatic payroll features and benefits integrations.
Plan details:
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• Full-service single-state payroll including W-2s and 1099s
Full-service single-state payroll including W-2s and 1099s
Learn more• Unlimited payroll runs• Single state payroll• Federal, state, and local tax filings• W-2 filings• 1099-NEC filings (federal and state)• Federal W-4s• I-9 forms and support• Direct deposits or printable checks• Garnishment deductions and child support payments in most states• Payroll reports• Payroll on AutoPilot®• Multiple pay rates and schedules• Paid-time-off policies -
• Employee profiles and self-service
Employee profiles and self-service
• Paystubs and tax forms• Lifetime access• Payroll self-onboarding• E-signatures for I-9 and federal W-4 -
• Basic hiring and onboarding tools
Basic hiring and onboarding tools
Learn more• Hiring documents, e-signed and stored• Offer letter templates• Onboarding checklist• Team-signed e-cards -
• Gusto-brokered health insurance administration
Gusto-brokered health insurance administration
Learn more• Medical, dental, and vision insurance• Support from licensed benefits advisors• Online enrollment• Employee self-service• ACA, HIPAA, ERISA compliance support• COBRA administration• Life and disability -
• Employee financial benefits
Employee financial benefits
Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.
Learn more• Pay-as-you-go workers’ comp administration• Medical, dental, and vision insurance• 401(k) retirement plans• HSAs and FSAs• Commuter benefits• 529 college savings• Gusto Wallet cash accounts and free financial tools -
• Payroll and time-off reports
Payroll and time-off reports
• View and export data for payroll, benefits, employees, contractors, taxes, and more• View and export time-off data organized by date, department, or employee -
• Custom admin permissions
Custom admin permissions
Create custom admin accounts to limit access to specific tasks
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• Integrations for accounting, time tracking, expense management, and more
Integrations for accounting, time tracking, expense management, and more
See all integrations• Integrate accounting software with payroll for easier bookkeeping. (ex: Quickbooks, Xero, Freshbooks, and more)• Integrate time tracking software to sync hours with payroll automatically (ex: TSheets, Homebase, WhenIWork, and more) -
• Basic support
Basic support
Limited live support hours
• 24/7 access to the online Help Center• Call, email, or chat with our support team• Access to limited live support hours
Plus
Comprehensive payroll, benefits, and HR tools to help employers build a great place to work—in-person or remote.
Plan details:
Everything in the Simple plan, plus:
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• Full-service multi-state payroll including W-2s and 1099s
Full-service multi-state payroll including W-2s and 1099s
Learn more• Unlimited payroll runs• Multiple state payroll (all 50 states)• Federal, state, and local tax filings• W-2 filings• 1099-NEC filings (federal and state)• Federal W-4s• I-9 forms and support• Direct deposits or printable checks• Garnishment deductions and child support payments to most states• Payroll reports• Payroll on AutoPilot®• Multiple pay rates and schedules -
• Next-day direct deposit
Next-day direct deposit
Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance)
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• Advanced hiring and onboarding tools
Advanced hiring and onboarding tools
Learn more• Job posts• Applicant tracking system• Customizable offer letter templates• Customizable onboarding checklist for employees and managers• Hiring documents, e-signed, and stored• One-click software provisioning -
• PTO management and policies
PTO management and policies
Learn more• Time off requests and approvals• Custom PTO policies• Customizable holiday pay• Automatic calendar syncing• Automatic payroll syncing -
• Time tracking and project tracking
Time tracking and project tracking
Learn more• Built-in time tracking with geolocation• Mobile app clock-ins and clock-outs• Manager edits and approvals• Automatic payroll syncing• Employee project tracking• Unlimited projects• Support for hourly and salaried employees• Workforce costing reports -
• Workforce costing and reports
Workforce costing and reports
Learn more• Select loan application data reports• Workforce costing reports with insights on hours, wages, benefits, and more -
• Team management tools
Team management tools
• Employee directory• Printable org charts• Team-signed birthday e-cards• Team-signed welcome e-cards -
• Full support
Full support
• 24/7 access to Gusto’s online Help Center• Call, email, or chat with our support team• Access to extended live support hours
Priority support and HR services add-on
Premium
Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams.
Plan details:
Everything in the Plus plan, plus:
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• HR Resource Center
HR Resource Center
Learn more• Hiring best practices• Performance evaluations• Job description templates• Termination requirements• Labor law policy templates• Employee handbook builder -
• Compliance alerts
Compliance alerts
Stay compliant with proactive alerts for state or federal law changes that may impact your business
Learn more -
• Access to certified HR experts
Access to certified HR experts
Learn more• Live, unlimited access to certified HR experts• SHRM and HRCI-certified• Phone and secure messaging• Local law expertise• HR compliance support• Employee relations advising -
• Full-service payroll migration and account setup
Full-service payroll migration and account setup
We can assist with transferring your payroll data into Gusto and beginning your account setup
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• Health insurance broker integration
Health insurance broker integration
If eligible, integrate your existing broker and health insurance plans right into Gusto
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• R&D tax credit discount
R&D tax credit discount
Scan your payroll data to save up to $500,000 in annual payroll tax offsets, depending on tax year.
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• Waived fees and exclusive pricing
Waived fees and exclusive pricing
Your monthly price is tailored to your business size and needs, plus you get exclusive discounts on select integrations, service fees, and more
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• Performance reviews
Performance reviews
Learn more• Self evaluations• Manager evaluations• Career development resources• Process management and tracking -
• Employee surveys and insights
Employee surveys and insights
Learn more• Anonymous, customizable team surveys• Data reports on team sentiment trends and insights -
• Dedicated support
Dedicated support
Personalized priority support
• 24/7 access to Gusto’s online Help Center• Direct line to phone and email support with expedited priority access• Dedicated customer success manager (CSM)• Quarterly check-ins to help ensure success
Contractor Only
For contractor-only businesses.
Get a discounted base price of $0/mo for 6 months.
$35
$0/mo
plus $6/mo per contractor
Plan details:
Plan details:
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Unlimited contractor payments across all 50 states
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•
4-day direct deposit
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•
1099-NECs at the end of the year
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•
New hire reporting (if required in your state)
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International contractor payments (available as add-on)
Does not include:
Does not include:
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•
Back-up withholding or other contractor withholding required by state agencies
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•
Plan add-ons (aside from international contractor payments)
Simple
A streamlined set of automatic payroll features and benefits integrations.
Plus
Comprehensive payroll, benefits, and HR tools to help employers build a great place to work—in-person or remote.
Premium
Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams.
Contractor Only
For contractor-only businesses.
Get a discounted base price of $0/mo for 6 months.
$35
$0/mo
plus $6/mo per person
Simple plan details:
-
• Full-service single-state payroll including W-2s and 1099s
-
• Employee profiles and self-service
-
• Basic hiring and onboarding tools
-
• Gusto-brokered health insurance administration
-
• Employee financial benefits
-
• Payroll and time-off reports
-
• Custom admin permissions
-
• Integrations for accounting, time tracking, expense management, and more
-
• Basic support
Plus plan details:
Everything in the Simple plan, plus:
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• Full-service multi-state payroll including W-2s and 1099s
-
• Next-day direct deposit
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• Advanced hiring and onboarding tools
-
• PTO management and policies
-
• Time tracking and project tracking
-
• Workforce costing and reports
-
• Team management tools
-
• Full support
Priority support and HR services add-on
Premium plan details:
Everything in the Plus plan, plus:
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• HR Resource Center
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• Compliance alerts
-
• Access to certified HR experts
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• Full-service payroll migration and account setup
-
• Health insurance broker integration
-
• R&D tax credit discount
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• Waived fees and exclusive pricing
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• Performance reviews
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• Employee surveys and insights
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• Dedicated support
Contractor Only plan details:
Compare flexible features for all kinds of teams.
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We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
What's available with the Simple plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Plus plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Premium plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
Customize your Gusto plan with powerful add-ons.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Payroll & HR tools
International contractor payments
Manage cross-border payments to contractors in more than 120 countries.
State tax registration
We'll handle the state and local paperwork when you need to file payroll taxes in a new state.
R&D tax credits
Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.
Health benefits
Health insurance
Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.
Health insurance broker integration
In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.
Workers' compensation
Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.
Life and disability
Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.
Financial benefits
401(k) retirement savings
Help your team save for the future with simple 401(k) integrations that sync directly with payroll.
529 college savings
Provide your team with tax-advantaged savings plans for future education expenses. Powered by Gradvisor.
Tax-advantaged benefits
One $200 annual service charge covers all four account types.
Health savings accounts (HSAs)
Pre-tax savings accounts for qualified health expenses.
Flexible spending accounts (FSAs)
Pre-tax flexible spending accounts for qualified health expenses.
Dependent care FSAs
Pre-tax flexible spending accounts for qualified dependent care expenses.
Commuter benefits
Pre-tax spending accounts for commuting costs.
Add-on features (except international contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.
Easily connect Gusto with the tools you need.
Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.
What to consider when choosing a payroll provider.
What to consider when choosing a payroll provider.
Pricing FAQs
Explore more Gusto offerings
Trusted by more than 300,000 businesses and their teams.
- 1 The Gusto Cash Account, savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.
- 2 With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
- Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.