Flexible plans and features. Honest pricing. No hidden fees.
Simple
For small businesses needing basic payroll.
Plan details:
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• Full-service single-state payroll including W-2s and 1099s
Full-service single-state payroll including W-2s and 1099s
Learn more• Unlimited payroll runs• Single state payroll• Federal, state, and local tax filings• W-2 filings• 1099-NEC filings (federal and state)• Federal W-4s• I-9 forms and support• Direct deposits or printable checks• Garnishment deductions and child support payments in most states• Payroll reports• Payroll on AutoPilot®• Multiple pay rates and schedules• Paid-time-off policies -
• Basic support
Basic support
• 24/7 access to Gusto’s online Help Center• Call or chat with our support team during our business hours -
• Employee profiles and self-service
Employee profiles and self-service
• Paystubs and tax forms• Lifetime access• Payroll self-onboarding• E-signatures for I-9 and federal W-4 -
• Basic hiring and onboarding tools
Basic hiring and onboarding tools
Learn more• Hiring documents, e-signed and stored• Offer letter templates• Onboarding checklist• Team-signed e-cards -
• Gusto-brokered health insurance administration
Gusto-brokered health insurance administration
Learn more• Medical, dental, and vision insurance• Support from licensed benefits advisors• Online enrollment• Employee self-service• ACA, HIPAA, ERISA compliance support• COBRA administration• Life and disability -
• Employee financial benefits
Employee financial benefits
Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.
Learn more• Pay-as-you-go workers’ comp administration• Medical, dental, and vision insurance• 401(k) retirement plans• HSAs and FSAs• Commuter benefits• 529 college savings• Gusto Wallet cash accounts and free financial tools -
• Payroll and time-off reports
Payroll and time-off reports
• View and export data for payroll, benefits, employees, contractors, taxes, and more• View and export time-off data organized by date, department, or employee -
• Custom admin permissions
Custom admin permissions
Create custom admin accounts to limit access to specific tasks
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• Basic PTO policies and holiday pay
Basic PTO policies and holiday pay
• Set up automatic payroll syncing for PTO and holiday pay -
• Integrations for accounting, time tracking, expense management, and more
Integrations for accounting, time tracking, expense management, and more
See all integrations• Integrate accounting software with payroll for easier bookkeeping. (ex: Quickbooks, Xero, Freshbooks, and more)• Integrate time tracking software to sync hours with payroll automatically (ex: TSheets, Homebase, WhenIWork, and more)
Featured add-ons
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•Time & Attendance Plus Try it free, then +$6/mo per person ²
Time & Attendance Plus
• Time and project tracking, custom time off policies, scheduling, attendance management and more -
•Next-Day Direct Deposit +$15/mo and +$3/mo per person
Next-Day Direct Deposit
• Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance)
Plus
For evolving teams needing advanced payroll, HR, and time tracking.
Plan details:
Everything in the Simple plan, plus:
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• Full-service multi-state payroll including W-2s and 1099s
Full-service multi-state payroll including W-2s and 1099s
Learn more• Unlimited payroll runs• Multiple state payroll (all 50 states)• Federal, state, and local tax filings• W-2 filings• 1099-NEC filings (federal and state)• Federal W-4s• I-9 forms and support• Direct deposits or printable checks• Garnishment deductions and child support payments to most states• Payroll reports• Payroll on AutoPilot®• Multiple pay rates and schedules -
• Next-day direct deposit
Next-day direct deposit
Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance)
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• Advanced hiring and onboarding tools
Advanced hiring and onboarding tools
Learn more• Job posts• Applicant tracking system• Customizable offer letter templates• Customizable onboarding checklist for employees and managers• Hiring documents, e-signed, and stored• One-click software provisioning -
• PTO management and policies
PTO management and policies
Learn more• Time off requests and approvals• Custom PTO policies• Customizable holiday pay• Automatic calendar syncing• Automatic payroll syncing -
• Time tracking and project tracking
Time tracking and project tracking
Learn more• Built-in time tracking with geolocation• Mobile app clock-ins and clock-outs• Manager edits and approvals• Automatic payroll syncing• Employee project tracking• Unlimited projects• Support for hourly and salaried employees• Workforce costing reports -
• Time Kiosk
Time Kiosk
Turn nearly any connected-device into a time clock for clocking in and out.
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• Scheduling
Scheduling
Create, edit, and share team schedules that incorporate approved time off and holidays.
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• Expenses and reimbursements
Expenses and reimbursements
• Employees submit expenses; Approved expenses sync with payroll for automatic reimbursement -
• Workforce costing and custom reports
Workforce costing and custom reports
Learn more• Workforce costing reports with insights on hours, wages, benefits, and more -
• Team management tools
Team management tools
• Employee directory• Printable org charts• Team-signed birthday e-cards• Team-signed welcome e-cards
Featured add-on
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•Priority Support and HR Resources
+$8/mo per personPriority Support and HR Resources
• Gain prioritized positioning in access to phone and chat support for faster response time• Access to certified HR experts, the HR resource center and compliance alerts
Premium
For scaling businesses needing a comprehensive payroll, benefits, and HR solution with dedicated support.
Plan details:
Everything in the Plus plan, plus:
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• Dedicated Customer Success Manager
Dedicated Customer Success Manager
• Gusto liaison for internal teams• Aligning Gusto to your strategic needs• Regular business reviews to align on objectives and track progress• Ensure optimal use of Gusto's features through product demos and audits -
• HR resource center
HR resource center
Learn more• Hiring best practices• Performance evaluations• Job description templates• Termination requirements• Labor law policy templates• Employee handbook builder -
• Compliance alerts
Compliance alerts
Stay compliant with proactive alerts for state or federal law changes that may impact your business
Learn more -
• Access to certified HR experts
Access to certified HR experts
Learn more• Live, unlimited access to certified HR experts• SHRM and HRCI-certified• Phone and secure messaging• Local law expertise• HR compliance support• Employee relations advising -
• Full-service payroll migration and account setup
Full-service payroll migration and account setup
We can assist with transferring your payroll data into Gusto and beginning your account setup
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• Health insurance broker integration
Health insurance broker integration
If eligible, integrate your existing broker and health insurance plans right into Gusto
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• R&D tax credit discount
R&D tax credit discount
Scan your payroll data to save up to $500,000 in annual payroll tax offsets, depending on tax year.
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• Priority support
Priority support
• Gain prioritized positioning in access to phone and chat support for faster response time -
• Special pricing for eligible companies
Special pricing for eligible companies
Special rates are available for cannabis-related businesses, and volume discounts may apply for companies with multiple federal EINs.
LIMITED TIME OFFER ¹
Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
$35 $0/mo plus $6/mo per person
Plan details:
Plan details:
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Unlimited contractor payments across all 50 states
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4-day direct deposit
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1099-NECs at the end of the year
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New hire reporting (if required in your state)
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Global contractor payments
Does not include:
Does not include:
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Back-up withholding or other contractor withholding required by state agencies
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Plan add-ons (aside from global contractor payments)
¹Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply ²Time & Attendance: The trial is free for up to two billing cycles. After the trial ends, it’s $6/mo per person. Terms apply
Simple
For small businesses needing basic payroll.
Plus
For evolving teams needing advanced payroll, HR, and time tracking.
Premium
For scaling businesses needing a comprehensive payroll, benefits, and HR solution with dedicated support.
LIMITED TIME OFFER
Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
$35
$0/mo
plus $6/mo per person
Simple plan details:
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• Full-service single-state payroll including W-2s and 1099s
-
• Basic support
-
• Employee profiles and self-service
-
• Basic hiring and onboarding tools
-
• Gusto-brokered health insurance administration
-
• Employee financial benefits
-
• Payroll and time-off reports
-
• Custom admin permissions
-
• Basic PTO policies and holiday pay
-
• Integrations for accounting, time tracking, expense management, and more
Featured add-ons
-
•
Time & Attendance Plus
Try it free, then +$6/mo per person -
•
Next-Day Direct Deposit
+$15/mo and +$3/mo per person
Plus plan details:
Everything in the Simple plan, plus:
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• Full-service multi-state payroll including W-2s and 1099s
-
• Next-day direct deposit
-
• Advanced hiring and onboarding tools
-
• PTO management and policies
-
• Time tracking and project tracking
-
• Time Kiosk
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• Scheduling
-
• Expenses and reimbursements
-
• Workforce costing and custom reports
-
• Team management tools
Featured add-on
-
•
Priority support and HR resources
$8/mo per personPriority Support
• Direct line to phone and email support with expedited priority accessAccess to certified HR experts
Learn more• Live, unlimited access to certified HR experts• SHRM and HRCI-certified• Phone and secure messaging• Local law expertise• HR compliance support• Employee relations advising
Premium plan details:
Everything in the Plus plan, plus:
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• Dedicated Customer Success Manager
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• HR resource center
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• Compliance alerts
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• Access to certified HR experts
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• Full-service payroll migration and account setup
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• Health insurance broker integration
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• R&D tax credit discount
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• Priority support
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• Special pricing for eligible companies
Contractor Only plan details:
Compare flexible features for all kinds of teams.
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We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
What's available with the Simple plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Plus plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
What's available with the Premium plan?
Every feature with a checkmark is included in this plan to help you pay and support your team. Features with a plus sign are available as add-ons.
We're here to help.
Talk to our team.
Tell us more about your business so we can help you pick the right plan.
Check out our FAQs.
Jump to the bottom of the page to read some common questions and answers.
Check off your list.
Download and print this list of features so you can review, add notes, and share.
Customize your Gusto plan with powerful add-ons.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.
Payroll
Global contractor payments
Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.
State tax registration
We'll handle the state and local paperwork when you need to file payroll taxes in a new state.
R&D tax credits
Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.
Gusto Global
Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.
Save now with $699 $599 per employee per month discounted pricing (through December 31, 2025).
Next-Day Direct Deposit
Running payroll the day before your employees need to be paid.
Time & Attendance Plus
Plan and manage your team’s time with time tracking synced to payroll, project tracking, time off, scheduling and more.
HR tools
Priority Support
Gain prioritized positioning in access to phone and chat support for faster response time
HR Resources
Access to certified HR experts, HR resource center, federal and state compliance alerts.
Performance
Performance reviews, real-time feedback, goal tracking, employee surveys.
Priority Support and HR Resources
Faster access to support, HR experts, HR resource center, and federal and state compliance alerts.
Health benefits
Health insurance
Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.
Health insurance broker integration
In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.
Workers' compensation
Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.
Life and disability
Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.
Financial benefits
401(k) retirement savings
Help your team save for the future with simple 401(k) integrations that sync directly with payroll.
Tax-advantaged benefits
One $200 annual service charge covers all four account types.
Health savings accounts (HSAs)
Pre-tax savings accounts for qualified health expenses.
Flexible spending accounts (FSAs)
Pre-tax flexible spending accounts for qualified health expenses.
Dependent care FSAs
Pre-tax flexible spending accounts for qualified dependent care expenses.
Commuter benefits
Pre-tax spending accounts for commuting costs.
Add-on features (except global contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.
Easily connect Gusto with the tools you need.
Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.
What to consider when choosing a payroll provider.
What to consider when choosing a payroll provider.
Pricing FAQs
Explore more Gusto offerings
Trusted by more than 400,000 businesses and their teams.
- 1 The Gusto Cash Account, Savings goals, Spending account, and debit card are issued by nbkc bank, Member FDIC.
- 2 With a Gusto Spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
- Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.