Better benefits administration for every business.
Managing benefits is time-consuming and complex. But finding the right provider means more than reducing costs and saving hours on administrative tasks. A better benefit experience creates a happy and secure place to work—it helps retain the team you have while attracting the talent you need to keep growing.

Seamless, streamlined benefits management
Gusto's licensed advisors, smart technology, and compliance support help you untangle the complicated world of benefits with confidence.
Benefits that fit your budget
We use thousands of data points to narrow down the best benefits package for your business, helping you find that sweet spot between coverage and cost.
Attract & retain the best talent
When your team is taken care of, they can support your business and your bottom line. A better benefits experience? It’s a win-win
90%
agree having benefits synced with payroll saves them time.*
#1
G2's #1 best software for benefits administration, Summer 2024
50+ hours
average time saved annually on benefits admin with Gusto compared to their previous broker.*‡
Save time & money
Employee benefits administration all in one place.
Gusto takes the complexity out of integrating your benefits administration. No manual entry, tedious paperwork, or waiting for deductions to hit. Benefits deductions are calculated automatically when you run payroll, and your employees can sign up directly with our team of experts. No more enrollment periods, claims, and life events to keep track of. Finally, benefits are easy, integrated, and off your plate.

Custom-built benefits
Great benefits help you build a great team.
Offering benefits is a game-changer when it comes to attracting the talent you need to grow your business. Gusto’s robust benefits administration includes everything from dental and vision to HSAs and 401(k)s. Combined with our no-cost and low-cost add-ons like PTO and commuter benefits, you can build a forward-thinking, tailor-made benefits package that will help you hire the team you want while taking care of the one you’ve got.

Worry-free
Expert compliance and support at no extra cost.
Our advisors help break down complicated insurance information and regulations so you can build informed, right-sized offerings for your team. We can help employees select the plan that best fits their needs, and they can reach out to us directly with questions, taking the pressure off you. And there’s no need to stress about staying compliant because ACA reporting, Section 125, HIPAA, and COBRA administration are all included, at no extra cost.

Frequently Asked Questions
Benefits administration means managing the types of benefits offered to employees. A benefits administration service can provide online enrollment while ensuring your team understands available plans and answers any questions that come up along the way. More robust benefits administration services like Gusto can also help you manage a wider range of options including vision, dental, disability, retirement accounts, family leave, paid time off, commuter benefits, and more.
A broker is who you traditionally had to use in order to secure health insurance for your employees. They’re the liaison between your company and the carrier who provides your insurance. A broker can help you do things like set up and renew policies, answer employee questions, and help with compliance. Benefits administration or hybrid benefits administration provide more robust support for a wider range of benefits like 401(k)s, HSAs, family leave, paid time off, commuter benefits, and more.
A benefits provider could be an insurance company, a professional employer organization (PEO), or an integrated software platform like Gusto. All benefits providers help employers save time and money, expand employee benefits offerings, and help reduce human error. But not all providers offer fully integrated solutions, built-in compliance, and built-in no-cost and low-cost benefits options.
Gusto does. Outsourcing employee benefits management means taking tons of complex compliance issues off your plate. COBRA, HIPAA, ACA reporting, Section 125 filing, and HSA and FSA administration are just a few things Gusto can handle as your benefits administrator.
The top 10 employee benefits are: Comprehensive health insurance, paid time off, dental insurance, flexible working hours, retirement plans, transportation or commuter benefits, tech benefits, family planning benefits, professional development opportunities, and wellness benefits.
Trusted by 500,000+ businesses and their teams
#1 Highest Satisfaction Software
G2 Review | 2026
#1 Best payroll software
TrustRadius | 2025
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working with Gusto
*Techvalidate survey based on an average of 552 Gusto businesses.