Accidents happen.
Make sure you and your team are covered.

No one can predict injury or illness at work, but we’ll help you prepare. At Gusto, workers’ comp enrollment is fast—and in many states, it’s the law.

How Gusto works

American Canning,

Gusto customer

Gusto + NEXT Insurance

Enroll in minutes. Pay as you go.

Adding workers’ comp insurance through our partner NEXT Insurance is quick, easy, and won’t overburden your budget.


Apply online

Answer a few simple questions to get your policy. Talk to an agent if you need help.


Sync your policy to payroll

NEXT Insurance integrates with Gusto to deduct the correct premium every payroll, saving time while reducing errors and simplifying audits.


Ease your cash flow

Your premium is spread out over a year, with a portion paid every payroll. No down payments, installment fees, or year-end surprises.

An easier way to pay: Other traditional workers’ comp providers require a large down payment upfront. Not us.

Humphry Slocombe,,

Gusto customer

Protect your business.
Safeguard your team.

Workers’ comp covers your team’s medical expenses and wage replacement if they’re injured at work, while also protecting you from legal liability.

Know your risk
Every 7 seconds, a worker is injured on the job.

Source: National Safety Council

The right experts at the right time.

NEXT Insurance’s team of licensed agents will keep you up to date on federal, state, and local requirements.

And if you need other coverage to keep your business safe, such as property and casualty insurance, they can help with that, too.

[This] integration with Gusto is critical to streamlining our processes and helping us stay compliant.
CEO and Founder, inQub-O, Inc.
The people platform

Manage your growing
team, all in one place.

Behind every successful business is a thriving team. Hire, pay, insure, and
support your employees with Gusto’s all-in-one people platform.

Learn more

Frequently asked questions

Prices start at just $46/month

Get your team
working with Gusto