
Medical, dental, and vision administration

Health insurance transfers at no additional cost

Pick-your-cost health reimbursement options

Licensed advisors and compliance support
Sync medical, dental, and vision insurance with payroll.
With Gusto as your broker, health insurance administration comes at no extra cost. Move an existing plan or let our licensed advisors help you find the right coverage.
Want to keep your broker? For only $6 per eligible employee per month, they can manage your plans right in Gusto.


Look out for your employees, their families, and their futures.
Your team needs flexibility and peace of mind when it comes to their well being and planning for the future. That’s why we offer comprehensive benefits that go beyond traditional health insurance.
By managing benefits with Gusto, employees have the opportunity to enroll without me having to do anything! It’s such a time saver.
Grand Lake Veterinary Hospital
We’re here to help you set up health benefits with Gusto.

Take care of both their health
and their wealth.
Taking care of your team means contributing to both their health and
their financial futures. Check out other benefits available in Gusto.
Compliance help

We provide tools to assist
you with compliance and
help you file the right paperwork.
Licensed advisors

Our licensed advisors can help
you pick the right benefits
package for your budget.
Friendly support

Your employees can reach out
to us directly with questions,
saving you time.
Manage your growing
team, all in one place.
Behind every successful business is a thriving team. Hire, pay, insure, and
support your employees with Gusto’s all-in-one people platform.
Learn more
Frequently asked questions
Do you offer health benefits in my state?
Health benefits through Gusto (including medical, dental, vision, HSA and FSA health plans, life and disability) are available today in 37 states + DC states + DC (every state except Alabama, Alaska, Hawaii, Louisiana, Mississippi, Montana, Nebraska, North Dakota, Rhode Island, South Dakota, Vermont, West Virginia, Wyoming). We’re working hard to expand coverage to other states soon. Learn more.
How do I add dental and vision? What about HSAs or FSAs?
When you select your health benefits with Gusto, you’ll also have the option to add dental and vision coverage. For Health Savings Accounts and Flexible Spending Accounts, you can talk to one of our licensed advisors to add those benefits, too.
Learn more about the differences between FSAs and HSAs here.
I’ve already got small group health insurance. How do I switch to Gusto?
If you like the plan you have, good news! Many plans can be switched over to Gusto. If you’d like to look at new options, we have a range of plans from top carriers to help you find the balance of cost and coverage that’s right for you. Learn more.
Do you offer life and disability insurance?
Yes, you’ll have the option to add life and disability insurance policies when setting up health insurance in Gusto. Learn more.
Do you handle COBRA?
Yes, we help you handle both federal COBRA and state continuation requirements for employees who leave your company. Learn more.
Can you handle COBRA requirements?
We handle COBRA requirements for you, emailing employees with the necessary paperwork when they leave your company and helping you manage them if they decide to enroll. Learn more about our benefits offerings.
What if I have employees in a few different states?
As long as we support health insurance in your company’s home state, we can usually cover your out-of-state employees too. Our brokers can help you find options for your particular team. Learn more.