

Medical, dental, and vision administration

Health insurance transfers at no additional cost

Pick-your-cost health reimbursement options

Licensed advisors and compliance support
Sync medical, dental, and vision insurance with payroll.
With Gusto as your broker, health insurance administration comes at no extra cost. Move an existing plan or let our licensed advisors help you find the right coverage.
Want to keep your broker? For only $6 per eligible employee per month, they can manage your plans right in Gusto.
Health and life benefits
Look out for your employees, their families, and their futures.
Your team needs flexibility and peace of mind when it comes to their well being and planning for the future. That’s why we offer comprehensive benefits that go beyond traditional health insurance.
- Health savings accounts (HSAs)
- Disability insurance
- Flexible spending accounts (FSAs)
- Life insurance
- Dependent care FSAs

Gusto customer

Take care of both their health and their wealth.
Taking care of your team means contributing to both their health and their financial futures. Check out other benefits available in Gusto.
Compliance help
We provide tools to assist you with compliance and help you file the right paperwork.
Licensed advisors
Our licensed advisors can help you pick the right benefits package for your budget.
Friendly support
Your employees can reach out to us directly with questions, saving you time.
Frequently asked questions
We do! Health benefits through Gusto (including medical, dental, vision, HSA and FSA health plans, life and disability) are available in all 50 states and D.C.
When you select your health benefits with Gusto, you’ll also have the option to add dental and vision coverage. For Health Savings Accounts and Flexible Spending Accounts, you can talk to one of our licensed advisors to add those benefits, too.
Learn more about the differences between FSAs and HSAs here.
If you like the plan you have, good news! Many plans can be switched over to Gusto. If you’d like to look at new options, we have a range of plans from top carriers to help you find the balance of cost and coverage that’s right for you. Learn more.
Yes, you’ll have the option to add life and disability insurance policies when setting up health insurance in Gusto. Learn more.
Yes, we help you handle both federal COBRA and state continuation requirements for employees who leave your company. Learn more.
We handle COBRA requirements for you, emailing employees with the necessary paperwork when they leave your company and helping you manage them if they decide to enroll. Learn more about our benefits offerings.
No matter where your employees call home, Gusto offers health insurance in all 50 states. From remote workers to multi-state teams, we simplify health benefits with nationwide coverage, competitive pricing, and expert support. Our brokers can help you find options for your particular team.