Compare Gusto to the competition.

G2’s Summer 2024 reviews are in, and Gusto holds the top spot in satisfaction for small business payroll and HR implementation! Want to see why 400,000 businesses partner with us to hire, pay, and manage their teams? Compare features, prices, and more below.

Switch to Gusto and save over $2,600 on payroll & HR costs

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Compare payroll providers

Gusto
Pricing
Monthly fee
Starting at $40/mo + $6/mo per person
No upfront pricing
No upfront pricing
Starting at $45/mo + $5/mo per user
Starting at $29/mo + $5/mo per user
Starting at $49/mo per employee (for businesses with <25 employees)
No upfront monthly pricing
Starting at $40/mo + $6/mo per person
No upfront monthly pricing
$6/PEPM for active employee or contractor
No upfront monthly pricing
No upfront monthly pricing, $6 per employee per month
$4/PEPM for DIY, $5/PEPM for Full Service
$6/PEPM for Payroll
Starting at $17/mo + $4/mo per
No upfront pricing
Setup fee
Free
Extra fees
Extra fees
Free
Free
Free
Free for simple migration
free setup & migration
Free for simple migration
Extra fees
10-20% of annual setup fee
Extra fees
Free
User reported: $500 for 15 employees and $1,200 for 40 employees
Payroll
Unlimited payrolls
Applicable
Pay per payroll
Pay per payroll
Extra fees
Unknown
Unknown
Automated federal and state tax filing
Applicable
Extra fees
only in AZ, CA, FL, GA, IL, IN, MN, NY, NC, TN, TX, VA, WA, and WI.
(Full Service Plan)
Direct deposit
Applicable
4-day ACH
OnPay offers a maximum of 4-day turnaround for direct deposit payments
Extra fees
File W-2s
Applicable
Extra fees
Extra fees
Extra fees
$7 per employee
(Full Service Plan)
(Full Service Plan)
File 1099s
Applicable
Extra fees
Extra fees
Extra fees
(Full Service Plan)
(Full Service Plan)
Multiple pay rates and schedules
Applicable
Extra fees
Multiple states
Applicable
(Plus and Premium)
Extra fees
Extra fees
Extra fees (free with Elite)
Extra fees
$9.99 pm
(Full Service Plan, $12 extra per month per state)
Contractor payments
Applicable
Extra fees
$6/PEPM for active employee or contractor
price unknown
Extra fees
E-sign I-9 and W-4
Applicable
Extra fees
(Premium and Elite)
Extra fees
Lifetime access for employees
Applicable
Household employer payroll
Not applicable
International payroll
Applicable
(International contractor add-on)
Extra fees
Extra fees
Extra fees
price unknown
Only onboard, not pay
(Global HCM)
Benefits
Health benefits
Pay premiums only
Premiums + fees
Pay premiums only
Through SimplyInsured
Pay premiums only
Pay premiums only (Plus)
Premiums + fees
Pay premiums only
Premiums + fees
Premiums + fees
unclear if free or premiums + fees
Workers’ comp
Pay premiums only
Premiums + fees
Premiums + fees
Premiums + fees (fees waived for Premium and Elite)
Pay premiums only
Pay premiums only
Premiums + fees
Pay premiums only
Premiums + fees
Premiums + fees
Premiums + fees
Available add-ons
  • Broker integration
  • 401(k) retirement
  • Commuter benefits
  • Life and disability
  • HSA and FSA
  • Broker integration
  • 401(k) retirement
  • Commuter benefits
  • Life and disability
  • HSA and FSA
  • HRA
  • Broker integration
  • 401(k) retirement
  • Commuter benefits
  • Life and disability
  • HSA and FSA
  • 401(k) retirement
  • 401(k) retirement
  • Pre-tax benefit
  • 401(k) retirement
  • Life and disability
  • HSA and FSA
  • COBRA access
  • Commuter benefits
  • Broker integration
  • 401(k) retirement
  • Commuter benefits
  • Life and disability
  • HSA and FSA
  • HRA
  • Broker integration
  • Various retirement plans
  • Liability insurance
  • Commuter benefits
  • Life and disability
  • HSA and FSA
  • Medical, dental, and vision
  • Retirement and life insurance
  • HSAs and FSAs
  • Short- and long-term disability
  • Unavailable
    • Broker integration 401(k) retirement Commuter benefits Life and disability HSA and FSA HRA POP COBRA TMA
      • Medical
      • Dental
      • Vision
      • HSA and FSA
      • Commuter benefits
      • 401(k) retirement
      • Life and disability
      • Supplemental
          HR tools
          Time tracking
          Applicable
          (Plus and Premium)
          Extra fees
          (Paychex Flex)
          (Premium and Elite)
          Extra fees
          Via integration only
          Extra fees
          Workforce management software
          (Time & Attendance add-on)
          Team directory and org chart
          Applicable
          (Plus and Premium)
          Extra fees
          Extra fees
          Employee Experience Platform
          Time-off requests
          Applicable
          (Plus and Premium)
          Extra fees
          (Time & Attendance subscribers)
          Extra fees
          Workforce management software
          (Time & Attendance add-on)
          Online offer letters
          Applicable
          Extra fees
          Extra fees
          (Advantage plan only)
          Talent Management System
          Secure document vault and e-signing
          Applicable
          (Run Complete & HR)
          Extra fees
          (Advantage plan only)
          Human Resources Software
          Custom employee handbook
          Applicable
          (Premium and HR add-on)
          (Run Complete & HR)
          (Paychex Flex)
          (Elite)
          Extra fees
          Human Resources Software
          Job description and policy templates
          Applicable
          (Premium and HR add-on)
          (Run Complete & HR)
          (Premium and Elite)
          Extra fees
          (Advantage plan only)
          Talent Management System
          Proactive compliance updates
          Applicable
          (Premium and HR add-on)
          (Run Complete & HR)
          (Premium and Elite)
          Extra fees
          Human Resources Software
          Certified HR pros
          Applicable
          (Premium and HR add-on)
          (Run Complete & HR)
          (Paychex Flex)
          (Elite)
          Extra fees
          Human Resources Software
          Direct phone line for dedicated support
          Applicable
          (Premium and HR add-on)
          (Run Complete & HR)
          (Elite)
          No phones
          (Advantage plan only)
          Custom Onboarding Checklist
          Applicable
          (Plus and Premium)
          (Advantage plan only)
          Talent Management System
          Software Provisioning
          Applicable
          (Plus and Premium)
          Extra fees
          Partner apps only
          Integrations
          QuickBooks
          Applicable
          Xero
          Applicable
          Google (G-suite) SSO
          Applicable
          Extra fees
          *Competitive data on this page was collected as of July 2024 and is subject to change or update. Gusto does not make any representations as to the completeness or accuracy of the information on this page. All Gusto services listed in the payroll features comparison chart are provided by Gusto or by one of Gusto's trusted partners.

          13 minutes

          saved each time businesses run payroll with Gusto compared to their previous payroll provider.¹

          7 days

          average time it takes a business to switch to Gusto.2

          $1000+ a year

          average amount saved on HR and payroll costs when a business switches a to Gusto.2

          Snapbar saves 15 hours a month on payroll by using Gusto.

          Snapbar,  

          Works with Gusto

          “Gusto has taken away so much stress and pressure that I might be getting things wrong. At so many levels it helped us be confident in our people operations, particularly with onboarding employees and compliance.”
          Sam Eitzen
          Co-Founder and CEO, Snapbar

          Why Gusto over the competition

          You don’t have to go it alone. Gusto expertly and accurately handles payroll taxes, benefits, compliance, and other complicated tasks for you. Gusto’s robust and instructive tools empower you to take on complicated tasks effortlessly—and sometimes you won’t even lift a finger. It’s no wonder our top-rated platform is trusted by 400,000 business and their teams.

          Who said you need HR experience to take care of your team? Gusto is designed with human beings in mind. Our interface is simple and easy to use, which saves you time and effort. Our product brings a smile to your face every time you log in. Doing right by your team has never felt so good.

          Global payroll, time, benefits, HR, tax credits, and compliance work better together. With Gusto’s integrated, native platform, you get all of the tools and information you need in one holistic place. With Gusto, get more done than you ever though possible.

          #1 Best Software for Small Business of 2024

          Most Innovative Companies in HR
          2024

          Best overall payroll software 2024

          #1 Payroll Software
          2024

          Prices start at just $46/month

          Get your team
          working with Gusto