Compare Gusto Payroll with Other Payroll Services

Compare Gusto to the competition

	Gusto
Pricing
Monthly fee	Starting at $40/mo + $6/mo per person	No upfront pricing No upfront pricing Starting at $45/mo + $5/mo per user Starting at $29/mo + $5/mo per user Starting at $49/mo per employee (for businesses with <25 employees) No upfront monthly pricing Starting at $40/mo + $6/mo per person No upfront monthly pricing $6/PEPM for active employee or contractor
Setup fee	Free	Extra fees Extra fees Free Free Free Free for simple migration free setup & migration Free for simple migration
Payroll
Unlimited payrolls		Pay per payroll Pay per payroll Extra fees Unknown
Automated federal and state tax filing		Extra fees only in AZ, CA, FL, GA, IL, IN, MN, NY, NC, TN, TX, VA, WA, and WI.
Direct deposit		4-day ACH OnPay offers a maximum of 4-day turnaround for direct deposit payments Extra fees
File W-2s		Extra fees Extra fees Extra fees
File 1099s		Extra fees Extra fees Extra fees
Multiple pay rates and schedules		Extra fees
Multiple states	(Plus and Premium)	Extra fees Extra fees Extra fees (free with Elite) Extra fees
Contractor payments		Extra fees $6/PEPM for active employee or contractor
E-sign I-9 and W-4		Extra fees (Premium and Elite) Extra fees
Lifetime access for employees
Household employer payroll
International payroll	(International contractor add-on)	Extra fees Extra fees Extra fees
Benefits
Health benefits	Pay premiums only	Premiums + fees Pay premiums only Through SimplyInsured Pay premiums only Pay premiums only (Plus) Premiums + fees Pay premiums only Premiums + fees
Workers’ comp	Pay premiums only	Premiums + fees Premiums + fees Premiums + fees (fees waived for Premium and Elite) Pay premiums only Pay premiums only Premiums + fees Pay premiums only Premiums + fees
Available add-ons	Broker integration 401(k) retirement Commuter benefits Life and disability HSA and FSA	Broker integration 401(k) retirement Commuter benefits Life and disability HSA and FSA HRA Broker integration 401(k) retirement Commuter benefits Life and disability HSA and FSA 401(k) retirement 401(k) retirement Pre-tax benefit 401(k) retirement Life and disability HSA and FSA COBRA access Commuter benefits Broker integration 401(k) retirement Commuter benefits Life and disability HSA and FSA HRA Broker integration Various retirement plans Liability insurance Commuter benefits Life and disability HSA and FSA Medical, dental, and vision Retirement and life insurance HSAs and FSAs Short- and long-term disability Unavailable
HR tools
Time tracking	(Plus and Premium)	Extra fees (Paychex Flex) (Premium and Elite) Extra fees Via integration only Extra fees
Team directory and org chart	(Plus and Premium)	Extra fees Extra fees
Time-off requests	(Plus and Premium)	Extra fees (Time & Attendance subscribers) Extra fees
Online offer letters		Extra fees Extra fees (Advantage plan only)
Secure document vault and e-signing		(Run Complete & HR) Extra fees (Advantage plan only)
Custom employee handbook	(Premium and HR add-on)	(Run Complete & HR) (Paychex Flex) (Elite) Extra fees
Job description and policy templates	(Premium and HR add-on)	(Run Complete & HR) (Premium and Elite) Extra fees (Advantage plan only)
Proactive compliance updates	(Premium and HR add-on)	(Run Complete & HR) (Premium and Elite) Extra fees
Certified HR pros	(Premium and HR add-on)	(Run Complete & HR) (Paychex Flex) (Elite) Extra fees
Direct phone line for dedicated support	(Premium and HR add-on)	(Run Complete & HR) (Elite) No phones (Advantage plan only)
Custom Onboarding Checklist	(Plus and Premium)	(Advantage plan only)
Software Provisioning	(Plus and Premium)	Extra fees
Integrations
QuickBooks
Xero
Google (G-suite) SSO		Extra fees

*Competitive data on this page was collected as of June 27th, 2022 and March 20, 2023 and is subject to change or update. Gusto does not make any representations as to the completeness or accuracy of the information on this page. All Gusto services listed in the payroll features comparison chart are provided by Gusto or by one of Gusto’s trusted partners.

Humphry Slocombe,

Gusto customer

Join more than 300,000 businesses and their teams.

Plans start at $46 per month. You won’t pay a cent until you’re ready to run payroll.

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saved each time businesses run payroll with Gusto compared to their previous payroll provider.¹

saved each month running payroll and HR admin after switching to Gusto.¹

of our businesses believe Gusto can scale with their company as it grows.¹

¹Based on a 2022 TechValidate survey of 450+ Gusto customers

Snapbar saves 15 hours a month on payroll by using Gusto.

Works with Gusto

Gusto has taken away so much stress and pressure that I might be getting things wrong. At so many levels it helped us be confident in our people operations, particularly with onboarding employees and compliance.

Co-Founder and CEO
Snapbar

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Expert guidance and accuracy

You don’t have to go it alone. Gusto expertly and accurately handles payroll taxes, benefits, compliance, and other complicated tasks for you. Gusto’s robust and instructive tools empower you to take on complicated tasks effortlessly—and sometimes you won’t even lift a finger. It’s no wonder our top-rated platform is trusted by 300,000 business and their teams.

Easy to use, with a human touch

Who said you need HR experience to take care of your team? Gusto is designed with human beings in mind. Our interface is simple and easy to use, which saves you time and effort. Our product brings a smile to your face every time you log in. Doing right by your team has never felt so good.

All-in-one people platform

Global payroll, time, benefits, HR, tax credits, and compliance work better together. With Gusto’s integrated, native platform, you get all of the tools and information you need in one holistic place. With Gusto, get more done than you ever though possible.