Make your paycheck work harder with Gusto Wallet.

If your employer uses Gusto, the free Gusto Wallet app is for you. It’s a smart new way to track, save, and access your hard earned money.

Download on iOS Download on Android

Want to use a web browser? Log in to Gusto.

It’s your money. You decide where it goes.

Gusto Wallet puts your paycheck, Spending account, and savings tools all at your fingertips.

Set goals and save automatically.

Automatically tuck a little money away every time you get paid and earn 1.00% APY¹ with no account or overdraft fees.⁹

Create up to five Savings goals
Change your contribution anytime
Transfer to your Spending account instantly³

Use your card to spend confidently.

A Gusto Wallet Spending account⁴ comes with your own debit card. Plus, set up direct deposit and get paid up to 2 days faster.⁵

Get up to 2.00% APY¹ on Gusto. That’s more than the national average²!
Free withdrawals at over 37,000 ATMs nationwide⁶
Works with Apple Pay® and Google Pay™⁷

Build healthy spending habits with budget tools

Set a budget for necessities like housing, food, and transportation, and see how your spending stacks up each month – right from your Spending account.

You work hard for your money. Shouldn’t it work hard for you too?

Track your money and time on the go.

  • Paychecks and W2s

    Easily view paychecks, W2s, and other tax documents. Every paycheck includes a simple breakdown of hours, taxes, deductions, and more.

  • Transaction records

    Get a clear record of your debit card activity, so you can track your transactions.

  • Paycheck splitter

    Use the paycheck splitter to automatically route your paycheck into different accounts.

  • Time tracking

    Clock in, clock out, and manage your hours at the touch of a button.

Answers to a few good questions.

Ready to put your paycheck to work?

Download on iOS Download on Android