Simple, transparent pricing

Payroll, benefits, and HR all in one place. No hidden fees. Cancel any time.

simple

Run basic payroll in one state.

$49/mo

+ $6/mo per person

Get started

Popular features

  • Unlimited payrolls per month

  • Tax filings and payments

  • Basic PTO policies and holiday pay

BEST VALUE

plus

Confidently pay a mixed workforce and expand in new states.

$80/mo

+ $12/mo per person

Get started

Popular features

  • Time tracking and scheduling

  • Unlimited next day pay

  • Multi-state payroll

  • Contractor invoice management

premium

A named advisor as you scale, with built-in compliance, HR guidance, and financial tools.

$180/mo

+ $22/mo per person

Get started

Popular features

  • Premium Account Support

  • HR guidance and tools

  • Gusto Business Compliance

  • Unlimited same day + instant pay

  • Project based rules and costing

  • 25 incl. invoice payments & bank transfers

Need to pay yourself compliantly as an S corp?

Pay yourself and contractors, and get tax-saving solutions.

We're here to help.

Talk to our team

Tell us more about your business so we can help you pick the right plan.

Contact us

Check out our FAQs

Jump to the bottom of the page to read some common questions and answers.

Go to FAQs

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Best HR and payroll
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business.com | 2025

4.6 star average

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Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll

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Global contractor payments

Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.

Foreign exchange rates may vary

$5 per payment to US-based bank accounts

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

Pricing varies by state

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Pay 15% of identified tax credits

Discounts available with Premium Plan

Next-Day pay

Running payroll the day before your employees need to be paid.

$15/mo + 3/mo per person

Included in Plus and Premium Plans.
Available with Simple plan.

Instant pay

Hang on to your cash for as long as possible and still pay your team on time. Run payroll 24/7/365 with Instant pay and pay your team in minutes.

$100 per payroll

Included in Premium plan.

Available with Simple and Plus plans.

Same-day pay

Keep your cash longer and still pay your team on time. Run payroll with same-day pay and pay your team within hours.

$90 per payroll

Included in Premium plan.

Available with Simple and Plus plans.

Time & Attendance Plus

Plan and manage your team's time with time tracking synced to payroll, project tracking, time off, scheduling and more.

Try it free, then $6/mo per person

Available with Simple plan

HR tools and expert support

Remote I-9

Complete Form I-9 without an in-person meeting. Your new hire's documents get verified by an authorized representative, wherever they're located.

$20/submission
Included on Premium plan
Available with Simple and Plus plans

E-Verify

If you're already enrolled in E-Verify, you can submit directly from your account without separate logins. Track case status and see next steps, all in one place.

$5/submission
Included on Premium plan
Available with Simple and Plus plans
*on top of the $20 Remote I-9 add-on

Priority Support

Gain prioritized positioning in access to phone and chat support for faster response time

$30/mo + $3/mo per person

Available with Simple and Plus plans

Health benefits

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Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Pay only for premiums

No Gusto administration fees

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

$6/mo per eligible employee

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll.

Starting at $14/mo

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Pay only for premiums

No administration fees

Money management

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Gusto Money Plus

A modern way to manage and organize your business money. Access discounted transaction fees and workflow tools that give you more control. Learn more.

$19/mo

Available on all plans

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

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Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

$2.50/mo per participant

No minimum

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

$4/mo per participant

$20/mo minimum

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

$4/mo per participant

$20/mo minimum

Commuter benefits

Pre-tax spending accounts for commuting costs.

$4/mo per participant

$20/mo minimum

401(k)

Empower your team to save for the future with a 401(k) that works seamlessly with payroll—simple to set up, easy to manage.

Pricing varies by 401(k) integration

What to consider when choosing a payroll provider.

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Gusto was built for all kinds of teams. Some services are perfect for big corporations but overlook the needs of small businesses. That's why a flexible payroll and benefits provider is so important. Whether you have a handful of employees or your company is quickly expanding into new states, Gusto's platform offers flexible plans that cover everything from the basics to expert tools for fast-growing teams. Plus, you can easily upgrade or downgrade at any time.

We believe the most essential tools should be included—that's why we don't charge extra for basic things like off-cycle payrolls. With Gusto, you can pick the best plan for you, then customize it with add-ons to get the powerful functionality you want while saving money on features you don't need.

Transferring your payroll data to a new provider can be daunting and tedious. With Gusto, you have someone to explain the process and help you through any tricky twists and turns. And if you have a larger team, we can often handle payroll data transfers on your behalf to help avoid errors and save you time. The same goes for your health benefits — we're happy to transfer eligible plans right into Gusto so you can keep everything in the same place, all automatically synced with payroll.

Think about how much your team might grow in the coming years. You'll want a payroll provider who can continue to serve your needs without making you jump through hoops or pay exorbitant additional costs. Gusto is a strong choice for small and medium sized companies with big aspirations. We understand your unique needs today and are committed to helping your team grow and thrive for years to come.

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Pricing FAQs

Yes, of course! Gusto was built to grow and evolve with your business. Whether you decide you need new features, or aren't using the ones you have, upgrading your plan will kick in immediately, and downgrades will go into effect at the beginning of the next billing period (the first of the month).

Nope. Gusto is month-to-month. Cancel anytime.

Every Gusto plan comes with unlimited payroll runs. We'll never charge you extra for things like off-cycle payrolls.

With Gusto as your broker, health insurance administration comes at no extra cost. You'll only pay the cost of the insurance premium. Need a quote? We have licensed advisors who can walk you through the process.

Want to keep your broker? For only $6/month per eligible employee, your broker can manage your plans right in Gusto.

With Gusto, you're only charged for active employees. As you add new team members, your monthly price will increase.

U.S. contractors are billed at the per-person cost for any plan you select. We know you might not pay your contractors on a regular schedule, so we only bill you for contractors in months when you've paid them.

When you pay global contractors, there is no monthly per-contractor fee. Gusto charges only a small service and foreign exchange fee for each payment.

We're happy to help whether you need to set up your first payroll as a new business (congrats!) or transfer an existing payroll from another provider (good choice).

Click here to answer a few questions and get started.

If you are moving an existing payroll, you're going to want to have your EIN, and your team's addresses and salaries ready. Plus, if it's the middle of the year, gather any documentation about the payroll taxes you've already filed.

We file federal, state, and local payroll tax forms on your company's behalf (things like Form W-2, Form 1099, Form 940, Form 941, Form 8974, and others). What's extra nice is that you can e-file, e-sign, e-fax, and e-store your documents right from your Gusto account. Easy!

We know it's hard to give up the software you love. That's why Gusto integrates with your favorite tools. We work with accounting programs like QuickBooks, Xero, Aplos, ZipBooks, Autobooks, and FreshBooks, plus other types of software like Expensify, Hubstaff, Clover, Homebase and more. Check out all of our integrations

Being a Gusto accounting or bookkeeping partner comes with a ton of benefits — dedicated support, free payroll for your firm, people advisory training, increased revenue share, and perks to pass along to your clients. Check out our Gusto for Partners page or email [email protected] to learn more.

Yes. Gusto supports cannabis-related businesses (CRBs) across our Simple, Plus, and Premium payroll plans.

Because CRBs operate under additional banking and regulatory oversight, some plans require a CRB compliance add-on to support the extra monitoring, reporting, and operational work involved in running payroll for this industry. Click here for more info.

There are three types of support at Gusto:

  • Basic Support:

    • 24/7 access to Gusto's online Help Center

    • Call or chat with our support team during our business hours

  • Priority Support:

    • Gain prioritized positioning in access to phone and chat support for faster response time

  • Premium Account Support:

    • Get a dedicated Premium Account Partner for personalized Gusto support, maximizing your business growth and success

For the Simple plan:

  • You get Basic Support, and you can purchase the Priority Support add-on for $30/mo + $3/mo per person

For the Plus plan:

  • You get Basic Support, and you can purchase the Priority Support add-on for $30/mo + $3/mo per person

For the Premium plan:

  • You get Premium Account Support

If you're shopping around, we recommend exploring our site a bit — you'll find information about payroll, benefits, time tools, and more. Plus, our Help Center has lots of help information, especially for existing customers.

If you need to get in touch with our team, check out our contact page.

Trusted by more than 500,000 businesses and their teams.