Smart paycheck management with the Gusto app
Automatic short-term savings built right into payday
Long-term savings accounts for your team and their families
Gusto app
The Gusto app puts your team in control of their money.
Now your employees can download the free Gusto app to view and manage their paychecks, save money, and build healthy spending habits.
Auto saving
Build a rainy day fund or set up specific savings goals.
Smart spending
A debit card and checking account that earns interest.
Better budgets
Tools and insights to manage monthly spending.
Paychecks & W-2s
Simple breakdowns of every paycheck and access to W-2s.
Long-term savings
Offer your team even more ways to save and plan.
Planning for the future is important. That’s why we provide options and guidance to help your team plan and save with confidence.
401(k) retirement savings
Help your team prepare for the future with simple, low-cost, low-fee retirement savings.
Life & disability insurance
Life, short-term, and long-term disability insurance.
Take care of both their health and their wealth.
Taking care of your team means contributing to both their health
and their financial futures. Check out other benefits available in Gusto.
Employee Cash Accounts
Make their paychecks work harder for them.
Gusto Cash Accounts earn 16X1 the average interest rate of other checking accounts. And we make it easy to save automatically. No account minimums. No account fees. No overdraft fees.2
Earn 1.00% APY¹
Savings built into every paycheck
Automatic direct deposits
Compliance help
We provide tools to assist with compliance and help you file the right paperwork.
Licensed advisors
Our licensed advisors can help you pick the right benefits package for your budget.
Friendly support
Your employees can reach out to us directly with questions, saving you time.
Explore more Gusto Benefits offerings
Get your team
working with Gusto
¹Cash Account Annual Percentage Yield (APY) as of 1/3/23 is 1.00%. APY is variable and subject to change at our discretion, without prior notice. No minimum balance required. Based on the FDIC average national deposit rate for checking accounts as of 1/17/23 available at https://www.fdic.gov/resources/bankers/national-rates.
²Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.