One app that helps...
Employers pay their teams
With Gusto in your pocket, you’ll never miss a payroll deadline.
Employees manage their pay
Seamless access to paycheck insights so you have more control over your money.
Contractors manage their pay and time
Payments and hours, right in your pocket.
Employers
Run payroll on the go
Pay your people
Run regular and offcycle payroll in minutes, from anywhere. Ensure your employees and contractors are paid accurately and on time, whether it's a standard payday or an unexpected bonus.
Approve timesheets
View and approve timesheets and sync hours directly to payroll. Easily track and manage employee and contractor hours, including overtime and PTO, with a user-friendly interface that helps you reduce errors and save time, every payroll.
Manage your team
Add new hires and manage your team’s information directly from your smartphone. Simplify onboarding and keep all worker records up-to-date, including personal details, job titles, and compensation.

Employees
A better way to manage your pay
Paycheck tools
Take the mystery out of payday with tools to preview upcoming paychecks, track changes, and review simplified breakdowns. Plus, send your pay to different accounts so your money is always where you need it.
Financial perks
With Gusto Wallet, you can access your pay earlier1 and get a debit card2 to spend and budget with ease – all within the Gusto app. This benefit is only available to employees paid through Gusto.
Access benefits
Enroll in company benefits, including health, dental, and vision plans. You’ll also get access to exclusive deals in the Benefits Store on renters insurance, tax filing, and more.

Contractors
Everything you need, right in your pocket
Get paid without the guesswork
See your payment status in real time, review past payments, and keep your account details up to date — all from the Gusto app.
Your records, in your pocket
Access your payment history and tax documents whenever you need them, without logging in on a desktop.
Track your time on the go
Clock in and out and view your time history directly from the app — available when your employer has time tracking enabled.

Questions? Meet answers.
Employers can easily run regular and off-cycle payroll directly from the Gusto mobile app. This feature allows you to manage payroll on the go, ensuring that your team gets paid on time, even when you're away from the office.
The app allows employers to manage their team's paychecks, including viewing and adjusting payroll details. Employees can also access their paystubs and use the paycheck splitter to allocate their pay into different accounts, such as savings goals or external bank accounts.
Gusto Wallet is a suite of financial tools that includes a debit card linked to a Spending account, Savings Goals,3 On-Demand Pay (powered by Clair),4 and budgeting tools. They’re designed to help employees access their pay sooner, manage their spend, and automate savings habits.
Yes, the Gusto mobile app includes time tracking features. Employees can clock in and out directly from the app, and employers can view and approve employee time and sync hours worked directly to payroll.
The Gusto mobile app offers various tools for small businesses, including payroll management, time tracking, and employee onboarding.
Yes — US contractors paid through Gusto can use the mobile app to view payment status, access pay history, track time (if enabled by their employer), and manage their account details on the go.
Contractors can view upcoming and past payments, update their payment information, access documents, and clock in/out when time tracking has been enabled by their employer.
1 With a Gusto Spending account, your direct deposit may be processed up to 2 days early. Timing depends on when your employer submits the payment file.
2 The Gusto debit card (issued by nbkc bank pursuant to a license from Visa U.S.A. Inc.) can be used for free at over 37,000 ATMs in the MoneyPass Network. There is a $2.50 charge when you use an out-of-network ATM for Gusto Spending account transactions, in addition to any fees charged by the ATM or ATM operator. At the end of each month, Gusto Wallet Premium users will receive a refund to your Gusto Spending account for one (1) $2.50 charge per month for out of network ATM fees. Additional information is available here. Review the terms and conditions carefully.
3 The Gusto Savings goals and Gusto Spending account are issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. The Gusto Savings goals and Gusto Spending account Annual Percentage Yield (APY) as of April 8, 2025, is 1.00%. The Gusto Wallet Premium Account APY is 2.00%. APY is variable and subject to change at our discretion, without prior notice. No minimum balance required.
4 On-Demand Pay provided by Clair. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. Clair is a financial services company, not a bank.
