Make your paycheck work harder with Gusto Wallet.

Track your money and time on the go.





Paychecks and W2s
Easily view paychecks, W2s, and other tax documents. Every paycheck includes a simple breakdown of hours, taxes, deductions, and more.
Transaction records
Get a clear record of your debit card activity, so you can track your transactions.
Paycheck splitter
Use the paycheck splitter to automatically route your paycheck into different accounts.
Time tracking
Clock in, clock out, and manage your hours at the touch of a button.

Paychecks and W2s
Easily view paychecks, W2s, and other tax documents. Every paycheck includes a simple breakdown of hours, taxes, deductions, and more.

Transaction records
Get a clear record of your debit card activity, so you can track your transactions.

Paycheck splitter
Use the paycheck splitter to automatically route your paycheck into different accounts.

Time tracking
Clock in, clock out, and manage your hours at the touch of a button.


There are no fees associated with Cashout to a Gusto spending account.
Cashout to an external bank account has fees up to $5 per transaction, but may be less depending on your loan. Fees are either $5 or 36% Annual Percentage Rate (APR) of the loan amount, whichever is lower, and does not vary across the loan term. So for example, an employee that has a $500 loan with 7 days until payday would pay 36% APR of the loan amount ($3.45) since that is smaller than $5. In this scenario the total repayment amount would be $503.45. An employee that has a $500 loan with 14 days until payday would pay a $5 fee (26.07% APR) since that is smaller than 36% APR of the loan amount ($6.90). The total repayment amount would be $505.
The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.