Make your paycheck work harder with Gusto Wallet.

If your employer uses Gusto, the free Gusto Wallet app is for you. It’s a smart new way to track, save, and access your hard earned money.

It's your money. You decide where it goes.

Gusto Wallet puts your paycheck, banking, savings, and access to emergency funds all at your fingertips.
Earn more interest image

Set goals and save automatically.

Automatically tuck a little money away every time you get paid and earn 0.11% APY¹ with no account or overdraft fees.²
  • Create up to five savings goals
  • Change your contribution anytime
  • Transfer to your spending account instantly
Gusto Wallet mobile app image

It's your money. You decide where it goes.

Gusto Wallet puts your paycheck, banking, savings, and access to emergency funds all at your fingertips.
Arrow 1
Gusto Wallet mobile app ui image

Set goals and save automatically.

Automatically tuck a little money away every time you get paid and earn 0.11% APY¹ with no account or overdraft fees.²
  • Create up to five savings goals
  • Change your contribution anytime
  • Transfer to your spending account instantly
Tap to play image

Use your card to spend confidently.

Get a shiny new debit card when you set up a spending account in Gusto Wallet. Plus, earn 3X more interest³ than the national average.
  • Free withdrawals at 32,000 ATMs nationwide
  • Works with Apple Pay® and Google Pay®
Gusto Wallet debit card Gusto Wallet image
Arrow 2
Arrow 3
Phew image
Arrow 4
Gusto Wallet app
Gusto Wallet app Gusto Wallet app

And when the unexpected happens, get cash instantly.

Emergencies shouldn’t put you into debt. Use Gusto Cashout⁴ to access money in a pinch — it'll be repaid from your next paycheck automatically.

Funds are available instantly with your Gusto debit card.

Learn more about Cashout
You work hard for your money.
Shouldn't it work hard for you too?

Track your money and time on the go.

Gusto Wallet paycheck image Gusto Wallet splitter image Gusto Wallet transaction image Gusto Wallet time tracking image
Gusto Wallet paycheck image
Track your money and time
on the go.

Easily view paychecks, W2s, and other tax documents. Every paycheck includes a simple breakdown of hours, taxes, deductions, and more.

Get a clear record of your debit card activity, so you can track your transactions.

Use the paycheck splitter to automatically route your paycheck into different accounts.

Clock in, clock out, and manage your hours at the touch of a button.

Track your money and time on the go.

Answers to a few good questions.

1
Based on the FDIC national rate available at fdic.gov/regulations/resources/rates.
2
Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
3
Cash Accounts Annual Percentage Yield (APY) as of 5/1/21 is 0.11%. Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required. Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.
4
The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.
5
FDIC insurance is provided by nbkc bank, Member FDIC.
Apple, Apple Pay, the Apple Logo, iPhone and App Store are registered trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.
Gusto © 2021
Privacy Terms