A quick and easy comparison guide

Gusto vs UKG

Choosing the right payroll and HR platform can have a big impact on how you run your business. While UKG (formerly UltiPro) is built for larger, enterprise-level organizations, Gusto is designed specifically for small and midsize businesses that want powerful tools—without the complexity. 

Below, you can compare Gusto with UKG and see how both platforms stack up in payroll, benefits, HR tools, customer service, and more.

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Right-size your payroll

Why pay thousands for a platform that’s bigger than your business needs? Gusto is built for small businesses to scale—with a price point to match. 

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Easy & intuitive

Don’t get bogged down with overly complex legacy software. Gusto is one of the easiest, friendliest payroll platforms on the market.

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We’re here when you need us.

Businesses with enterprise clients often forget about the little guys. But with Gusto, our business was built to support small businesses just like yours.

Compare pricing and features: Gusto vs UKG

Gusto
UKG (formerly UltiPro)
Payroll
Unlimited payrolls
Automated federal and state tax filing
2-day and 4-day pay
Next-day pay
(Plus and Premium, Simple add-on)
Same-day pay
Extra fees
Instant pay
Extra fees
File W-2s
File 1099s
Multiple pay rates and schedules
Multiple states
(Plus and Premium)
Contractor payments
E-sign I-9 and W-4
Lifetime access for employees
unknown
Household employer payroll
Global contractor payment
add-on
Global payroll module
Employer of record (international employees)
add-on
Global payroll module
Health benefits
Pay premiums only
Workers’ comp
Pay premiums only
ACA and COBRA compliance
Available add-ons
  • Broker integration
  • 401(k) retirement
  • Commuter benefits
  • Life and disability
  • HSA and FSA
Time tracking
(Plus and Premium, Time & attendance add-on)
Time and Attendance module
Scheduling
(Plus and Premium, Time & attendance add-on)
Time and Attendance module
Time Kiosk
(Plus and Premium, Time & attendance add-on)
Geo-fenced clock-in
(Plus and Premium, Time & attendance add-on)
Custom time-off requests
(Plus and Premium, Time & attendance add-on)
Time-off requests (basic)
Team directory and org chart
(Plus and Premium)
UKG Pro
Applicant Tracking System
(Plus and Premium)
Online offer letters
Custom Onboarding Checklist
(Plus and Premium)
Performance Management
(Plus and Premium, Simple add-on)
Talent Management module
Secure document vault and e-signing
Custom employee handbook
(Premium)
Job description and policy templates
(Premium)
unknown
Proactive compliance updates
(Premium)
Software Provisioning
(Plus and Premium)
Learning Management System
Poster Compliance Service
QuickBooks
Xero
Google (G-suite) SSO
Monthly feeStarting at $49/mo + $6/mo per personNo upfront pricing
Setup feeFree% of annual subscription cost

*Competitive data on this page was collected as of July 2025 and is subject to change or update. Gusto does not make any representations as to the completeness or accuracy of the information on this page. All Gusto services listed in the payroll features comparison chart are provided by Gusto or by one of Gusto's trusted partners.

What to consider when choosing a payroll provider?

What’s included in pricing?

Many platforms offer lots of bells and whistles—but all at additional cost that can quickly add up. Look for a payroll provider that doesn’t charge extra for every feature you want to add.

Find a provider that can grow with you.

A payroll solution that focuses on enterprises might not give growing businesses what they need. Select a payroll company that will work for where you are today and one that can grow with you in the future.

Is it easy to switch?

Migrating your payroll data could be a daunting task, and one that shouldn’t be taken lightly. Ask about this process, and ask about what kind of onboarding support they offer for new customers.


How can I get help when I need it?

Getting in touch with customer support should be simple and easy, with ample resources at your fingertips to help you get the most of your new payroll software. Ask about online, email, chat, and phone support.


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Comparison details: Gusto vs UKG

Switch to Gusto in less than seven days.

While other providers charge extra for setting up, filing W-2’s, and off-cycle payroll runs, it’s all included with Gusto. Switch to see why we’re voted #1 (over and over again).

Time to switch source: Techvalidate survey of 712 Gusto Customers, October 2023

Gusto FAQs

UKG is best suited for midsize to large organizations that need advanced HR functionality, complex benefits administration, and highly configurable workflows. Gusto is ideal for small to midsize businesses looking for an all-in-one payroll, benefits, and HR platform that’s easy to set up, easy to use, and priced transparently.

Both platforms support benefits enrollment and payroll integration, but they’re designed for different levels of complexity. UKG offers enterprise-grade benefits administration with advanced eligibility rules, carrier feeds, and compliance reporting. Gusto focuses on simplicity, combining benefits, payroll, and HR in one easy-to-use system with built-in broker support for small and midsize teams.

Gusto is known for its quick setup and intuitive interface, making it easy for small and midsize businesses to get up and running without dedicated HR staff. UKG typically requires a more involved implementation process. For teams that want to run payroll and manage benefits without a long rollout, Gusto is usually the faster, simpler choice.

Yes — both platforms support multi-state payroll and help businesses stay compliant with tax and labor regulations. UKG offers advanced compliance tools suited for larger, more complex organizations. Gusto simplifies multi-state payroll and tax filing for growing businesses by automating filings and keeping everything centralized in one easy-to-manage platform.

Best Payroll Software 2025 - Ranked #1

#1 Most Innovative Company in HR 2025

#1 Highest Satisfaction Software, G2 Review 2026

America's Best Online Platforms, Newsweek & Statista 2025

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