Leah Brite | Published Nov 7, 2025 1 Min
Need practical guidance to navigate rising health benefits costs?
For many small business owners, offering benefits to your team isn’t just a business decision—it’s personal. You want your employees to feel supported, healthy, and secure, but finding affordable, high-quality coverage has become more challenging. In fact, KFF has found that small business health insurance premiums are projected to rise at a median rate of 11% in 2026.
But that doesn’t have to mean that health benefits are out of reach. We created a new guide for 2026 to help small business owners like you make confident, cost-smart decisions about health benefits. Drawing from real-world insights and expert strategies, it’s designed to simplify a complex topic and give you clear, actionable steps you can take right now. Whether you’ve got $100 or $1000 to spend, there are options that can meet your budget where it is right now, and grow with you as your business progresses.
In this guide, you’ll learn how to:
- Customize benefits for the needs of your business and employees
- Explore affordable alternatives to traditional plans
- Add low-cost supplemental benefits for more value
- Use tax advantages to and cost sharing to offset expenses
- Offer benefits at the best time of year to lower costs—and more
Whether you’re offering health insurance for the first time or reevaluating your current plan, these tips can help you control costs, stay compliant, and keep your team covered with confidence.
