Do you want to offer your team a retirement benefit but need practical guidance on how to do so?
For many small business owners, taking care of their team isn't just a nice-to-have—it's a key way to attract and retain the best talent. In fact, 70% of employers say offering a retirement plan positively affected their ability to recruit and hire talent 1, and one in two employees say they'd turn down a job offer from a company that didn't offer one.2
Retirement benefits are no longer limited to big businesses. We created a new guide to help small business owners like you find the right plan for your budget and your team. Drawing on tax credits, plan design options, and compliance essentials, it's designed to simplify a complex topic and give you clear, actionable steps you can take right now.
In this guide, you'll learn how to:
Choose the right plan type for your business and budget
Determine whether your state requires you to offer a retirement benefit
Use tax credits to offset setup and contribution costs
Automatically satisfy most compliance testing that can trip up small business plans
Whether you're setting up your first retirement plan or reevaluating your current one, these tips can help you save on costs, stay compliant, and help your team build toward their future with confidence.
Get the full guide hereDisclosures
¹ Based on a survey of 776 US-based respondents conducted by Suzy on behalf of Gusto Retirement (formerly Guideline) from December 2023 to January 2024. Gusto Retirement was not identified as the survey sponsor. Though the survey is broad in scope, the experiences of the respondents in this survey may not be representative of all people.
2 Based on a survey of 1038 US-based employees, ages 18-75 conducted by Suzy on behalf of Gusto Retirement (formerly Guideline) in December 2023. Gusto Retirement was not identified as the survey sponsor. Though the survey is broad in scope, the experiences of the respondents in this survey may not be representative of all people.
Material provided herein may contain content from Gusto, Inc. and its affiliates, each a separate entity with different regulatory requirements and standards. References to "our" or "we" refer solely to Gusto Retirement Services LLC ("Gusto Retirement" or "Gusto 401(k)") unless otherwise specifically stated. The information in this material is for informational purposes only and is not intended to be an offer, recommendation, investment advice, legal or tax advice, or a solicitation to buy or sell any security. Investment advisory services for Gusto's 401(k) (when 3(38) fiduciary services are selected) and IRA products are offered by Gusto Investment Services, LLC, an affiliated SEC-registered investment adviser. For more information regarding these services, see the ADV 2A Brochure and Form CRS. Recordkeeping services for Gusto's 401(k) and IRA products are offered by its affiliate, Gusto Retirement Services, LLC. 3(16) plan administrative services are also offered by Gusto Retirement Services, LLC and only made available to clients who use the integration services available through Gusto's payroll service. Gusto Retirement Services, LLC uses a third-party to provide custodial services.
