We're excited to announce that Mosey, a leading business compliance platform, has joined Gusto. Mosey is an AI-powered compliance platform that automates HR, payroll, tax, and corporate registration compliance, specifically designed for companies managing remote, multi-state, or international workers.
Small businesses employ nearly half of all private-sector workers in America, yet one in three gets fined for compliance violations every year, spending more than $14,000 on lawyers and compliance costs to navigate a patchwork of state laws that never stop changing or being added. The more a business grows, the more complex it gets. Every new hire, every new state, every new role adds another layer of compliance to track.
Mosey’s Founder, Alex Kehayias, experienced the burden of compliance himself. Alex started several businesses before founding Mosey, and made many classic mistakes: hired the wrong lawyer, didn't set up payroll correctly, and missed tax deadlines. And having built an incorporation product himself, he’s watched thousands of other owners hit the same wall right after incorporation, asking the same question: "Okay, what do I do next?"
Now, together, Gusto and Mosey will make compliance faster and simpler for the more than 500,000 small businesses already using Gusto to hire and pay their teams.
Compliance Inflation Is a Growing Problem
51% of small businesses say compliance negatively affects their growth. Small businesses with fewer than 50 employees face roughly $14,700 per employee per year in compliance costs or about 20% more than large companies, which have entire legal teams to absorb that burden.
What's driving that cost and complexity? There are usually four compounding reasons:
Hiring triggers more compliance than most expect. Each new state brings its own unemployment insurance, workers' comp requirements, and paid family leave registrations — often across multiple agencies. In Washington state, that process alone can take eight weeks.
Obligations don't stop at payroll. Mandatory benefits, required workplace notices, and state-specific policies keep stacking up. California requires employers to offer a retirement plan. Maryland added a similar requirement in 2026. Every year, more states follow.
Tax complexity compounds. An employee in a new state can trigger corporate taxes, franchise taxes, sales tax obligations, and Secretary of State registration requirements, none of which might show up in existing tools.
And the rules keep changing. Every year, roughly 15,000 new laws get passed across all levels of government, and old ones rarely get removed.
This is the reality facing small business owners today. It’s overwhelming and only getting more complex.
How Gusto is Closing the Compliance Gap for Small Businesses
With Mosey now part of Gusto, we’re expanding business compliance capabilities beyond HR and payroll – integrating it directly into the existing platform to manage state and local registrations, filings, renewals, and ongoing obligations on behalf of small businesses. And for the growing number of small businesses that operate across multiple states, this couldn't come at a better time. A single hire in a new state can trigger registration requirements, new tax obligations, and local filing deadlines that stack up fast.
Gusto will surface what's required in real time, with all-in-one compliance management built in. No separate tool. No integration to maintain. No compliance expert required. AI automates tasks and powers agents like Gus to handle compliance work behind the scenes, so small businesses don’t have to.
It's the kind of problem Alex has spent his career trying to solve and exactly the kind Gusto was built for. Gusto Business Compliance launches later this year, as part of our broader vision to help small businesses at every stage start, hire, and grow without compliance getting in the way.
