Contributing authorStephanie HogarthStephanie Hogarth is a Product Marketing Manager at Gusto.LinkedInRead more from Stephanie HogarthShould Your Business Sign Up for the CalSavers Retirement Savings Program? Pros, Cons, and Alternative Retirement OptionsBenefitsYour Guide to New York's Secure Choice Savings ProgramBenefitsState Retirement Mandates in 2026: A Current Breakdown by StateBenefits