Do Health Insurance Plans Cover COVID-19 Testing?
The Families First Coronavirus Response Act (FFCRA) generally requires insurers to provide you with testing for or related to COVID-19 without paying out of pocket expenses.
Health Insurance
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Q: How Do I Calculate My Full-Time Equivalent (FTE) Employee Number?
FTE stands for full-time equivalent, and it’s a way for employers to measure how many full-time employees they have, along...
Q: What’s the Difference Between Primary and Secondary Health Insurance?
Health insurance plans are something you can have more than one of. Individuals can have coverage under an employer-based plan...
Q: Are Part-Time Employees Eligible for Health Insurance?
Part-time employees are eligible for health insurance, if the employer chooses to offer it. However, federal law does not require employers to offer health insurance to part-time employees, so here's what you need to know.
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Q: A Simple Explanation of Health Insurance
Health insurance is a vehicle that allows your employees to share their medical, surgical, and prescription drug costs with an...
Q: A Plain English Guide to Coinsurance
Coinsurance is a form of cost sharing between health care insurance companies and insured individuals for their covered care. It...
Q: Out-of-Pocket Maximums and How They Work
An out-of-pocket maximum (or out-of-pocket limit) is the most you have to pay for covered in-network (and, depending on the...
Q: What Is Cost Sharing?
Cost sharing is the portion of health care services that an individual pays out of their own pocket. Health insurance...
Q: Health Insurance Exchanges, Explained
A health insurance exchange, more commonly known as a marketplace, is an online one-stop shop for health insurance coverage for...
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