Make your paycheck work harder with Gusto Wallet.

If your employer uses Gusto, the free Gusto Wallet app is for you. It’s a smart new way to track, save, and access your hard earned money.
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Android app
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It's your money. You decide where it goes.

Gusto Wallet puts your paycheck, banking, savings, and access to emergency funds all at your fingertips.
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Set goals and save automatically.

Automatically tuck a little money away every time you get paid and earn 0.34% APY¹ with no hidden fees.²
  • Create up to five savings goals
  • Change your contribution anytime
  • Transfer to your spending account instantly
Gusto Wallet mobile app image

It's your money. You decide where it goes.

Gusto Wallet puts your paycheck, banking, savings, and access to emergency funds all at your fingertips.
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Gusto Wallet mobile app ui image

Set goals and save automatically.

Automatically tuck a little money away every time you get paid and earn 0.34% APY¹ with no hidden fees.²
  • Create up to five savings goals
  • Change your contribution anytime
  • Transfer to your spending account instantly
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Use your card to spend confidently.

Get a shiny new debit card when you set up a spending account in Gusto Wallet. Plus, earn 8X more interest³ than the national average.
  • No hidden fees²
  • Free withdrawals at 32,000 ATMs nationwide
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Gusto Wallet app
Gusto Wallet app Gusto Wallet app

And when the unexpected happens, get the cash you need.

Emergencies shouldn’t put you into debt. Use Gusto Cashout⁴ to access money in a pinch — it'll be repaid from your next paycheck automatically.

Coming soon, funds will be available instantly when you use your Gusto debit card.

Learn more about Cashout
You work hard for your money.
Shouldn't it work hard for you too?

Track your money at a glance.

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Gusto Wallet paycheck image
Track your money at
a glance.

Quickly view your paychecks and a simple breakdown of your hours, taxes, deductions, and more. W-2s coming tax season 2021.

Get a clear record of your debit card activity, so you can track your transactions.

Use the paycheck splitter to automatically route your paycheck into different accounts.

Track your money at a glance.

Answers to a few good questions.

Ready to put your
paycheck to work?
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Android app
coming soon
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1
Based on the FDIC national rate available at fdic.gov/regulations/resources/rates.
2
Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
3
Cash Accounts Annual Percentage Yield (APY) as of 10/1/20 is 0.34%. Interest rates are variable and subject to change at our discretion, at any time without prior notice. No minimum balance required. Gusto Cash Accounts, including savings goals and spending accounts, are issued by nbkc bank, Member FDIC.
4
The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.
5
FDIC Insurance is provided by nbkc bank, Member FDIC.
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