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Find the right plan for your business

Join Gusto today and don’t pay a cent until you’re ready to run payroll.

Join Gusto today and don’t pay a cent until you’re ready to run payroll.

Join Gusto today and don’t pay a cent until you’re ready to run payroll.

Core

For smaller businesses, with simple salaries, wages, and pay schedules.

$39/mo base price

plus $6/mo per person

Plan details:

Full-service payroll for W-2s and 1099s
Gusto brokered health benefits administration
Employee self service and profiles
Accounting and time tracking integrations
Employee benefits
See plan details

Complete

For growing businesses who want to create a rewarding place to work.

$39/mo base price

plus $12/mo per person

Plan details:

Everything in our Core plan, plus:

Next-day direct deposit
Time tracking and PTO policy management
Project tracking and workforce costing
Hiring and onboarding tools
Team management tools
See plan details

Concierge

For busy, compliance-minded businesses committed to their employees.

$149/mo base price

plus $12/mo per person

Plan details:

Everything in our Core and Complete plans, plus:

Certified HR pros
HR resource center
Compliance alerts
Dedicated best-in-class support
Rely on your team of experts
Think of us as an extension of your team—just a call or email away.
See plan details

Select

Built for 25+ employees. Premium tools and services for growing businesses.

Contact sales for pricing
Contact sales

Plan details:

The Select Plan was crafted to scale with the evolving needs of fast growing businesses.

Every feature from our Core, Complete, and Concierge plan, customized to your business
Direct access to a dedicated customer success manager
Full-service payroll migration
Waived fees and exclusive pricing
Health insurance broker integration
See plan details

Contractor Only

Haven’t hired W-2 employees yet?

We can help you pay your 1099 contractors for just $6 per person each month.

Plan details:

Unlimited contractor payments across all 50 states
4-day direct deposit
1099-NECs at the end of the year
New hire reporting (if required in your state)
These accounts do not include:
International contractor payments
Back-up withholding or other contractor withholding required by state agencies
See plan details

Contractor Only

Haven’t hired W-2 employees yet?

We can help you pay your 1099 contractors for just $6 per person each month.

Plan details:

Unlimited contractor payments across all 50 states
4-day direct deposit
1099-NECs at the end of the year
New hire reporting (if required in your state)
These accounts do not include:
International contractor payments
Back-up withholding or other contractor withholding required by state agencies

Add extra benefits like 401(k)s, FSAs, and more to any plan.

Add extra benefits like 401(k)s, FSAs, and more to any plan.

Workers' comp

Pay-as-you-go workers' comp plans, through our partner AP Intego, that integrate with your payroll.

No administration fees

Pay only for premiums

Health insurance

Our licensed brokers can help you pick the right plan and carrier for your team and budget.

Gusto benefits administration included

Pay only for premiums

Broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

$6/mo per eligible employee

401(k) retirement

Integrated 401(k) plans through our partner Guideline, with some of the lowest fees in the industry.

Starts at $49/month plus

$8/participating employee

No setup fee

529 college savings

Tax-advantaged savings accounts, through our partner Gradvisor, so employees can save for their children's educations.

$6/mo per participant

$18/mo minimum

No setup fee

Gusto Wallet

The Gusto Wallet app is a free way for your employees to track, save, and access their money.

No account minimums

No account or overdraft fees¹

1
Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.

Set up tax-advantaged spending accounts for your team.

One $200 annual service charge covers all three account types

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

$2.50/mo per participant

No minimum

Commuter benefits

Pre-tax spending accounts for commuting costs.

$4/mo per participant

$20/mo minimum

Flexible spending accounts (FSAs)

Pre-tax spending accounts for qualified health expenses (Health FSA) and qualified dependent care expenses (Dependent FSA).

$4/mo per participant

$20/mo minimum

Compare plans by features

Monthly fees $39 + $6 per person $39 + $12 per person $149 + $12 per person
Unlimited payrolls
All 50 states
Multi-state payroll
Tax filings and payments
Next-day direct deposit
2-day direct deposit
4-day direct deposit
State and Federal Unemployment Insurance
W-2s and 1099s
Garnishments
Multiple pay rates and schedules
Tip credits
Direct deposit
Paid-time-off policy tracking
Holiday pay
Time-off tracker & reporting
Accounting integrations
Time-tracking integrations
State new hire reporting
Payroll reports
Payroll on AutoPilot®
Paystubs and tax forms
Lifetime access
Payroll self-onboarding
Payday emails
New hire welcome
Gusto Cashout™
Employee mobile app
Early direct deposit
Teams, departments, managers
E-sign I-9 and W-4
Calendar reminders
Licensed benefits advising
Online enrollment
Employee support
ACA, HIPAA, ERISA compliance
Integrated pay-as-you-go policies
Automated billing
Online estimates
Unlimited phone, email, chat
Customizable admin permissions
Manager permissions
Online offer letters
Onboarding checklist
Online document storage
Custom onboarding checklist
Software provisioning
E-sign custom documents
Time tracking
Project tracking
Time-off requests
Automated payroll sync
Calendar sync
Custom paid holidays
Org chart
Coworker directory and fun facts
Custom fields
Anonymous employee surveys
Survey trend analysis
Actionable feedback
Unlimited ask the pro
HR compliance help
Employee relations advising
Custom employee handbook
Job description templates
HR guides and policy templates
Proactive compliance updates
Dedicated support team
Direct line for phone support

Pricing FAQs