Flexible plans and features. Honest pricing. No hidden fees.

Get the payroll, benefits, and HR tools your business needs all in one place. Plus, now is the easiest time to switch. And you won’t pay a cent until you’re ready to run payroll.

Get the payroll, benefits, and HR tools your business needs all in one place. Plus, now is the easiest time to switch. And you won’t pay a cent until you’re ready to run payroll.

Simple

For small businesses needing basic payroll.

Plan details:

  • Full-service single-state payroll including W-2s and 1099s

    Full-service single-state payroll including W-2s and 1099s

    Unlimited payroll runs
    Single state payroll
    Federal, state, and local tax filings
    W-2 filings
    1099-NEC filings (federal and state)
    Federal W-4s
    I-9 forms and support
    Direct deposits or printable checks
    Garnishment deductions and child support payments in most states
    Payroll reports
    Payroll on AutoPilot®
    Multiple pay rates and schedules
    Paid-time-off policies
    Learn more
  • Full support

    Full support

    24/7 access to Gusto’s online Help Center
    Call, email, or chat with our support team
    Access to extended live support hours
  • Employee profiles and self-service

    Employee profiles and self-service

    Paystubs and tax forms
    Lifetime access
    Payroll self-onboarding
    E-signatures for I-9 and federal W-4
  • Basic hiring and onboarding tools

    Basic hiring and onboarding tools

    Hiring documents, e-signed and stored
    Offer letter templates
    Onboarding checklist
    Team-signed e-cards
    Learn more
  • Gusto-brokered health insurance administration

    Gusto-brokered health insurance administration

    Medical, dental, and vision insurance
    Support from licensed benefits advisors
    Online enrollment
    Employee self-service
    ACA, HIPAA, ERISA compliance support
    COBRA administration
    Life and disability
    Learn more
  • Employee financial benefits

    Employee financial benefits

    Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.

    Pay-as-you-go workers’ comp administration
    Medical, dental, and vision insurance
    401(k) retirement plans
    HSAs and FSAs
    Commuter benefits
    529 college savings
    Gusto Wallet cash accounts and free financial tools
    Learn more
  • Payroll and time-off reports

    Payroll and time-off reports

    View and export data for payroll, benefits, employees, contractors, taxes, and more
    View and export time-off data organized by date, department, or employee
  • Custom admin permissions

    Custom admin permissions

    Create custom admin accounts to limit access to specific tasks

  • Integrations for accounting, time tracking, expense management, and more

    Integrations for accounting, time tracking, expense management, and more

    Integrate accounting software with payroll for easier bookkeeping. (ex: Quickbooks, Xero, Freshbooks, and more)
    Integrate time tracking software to sync hours with payroll automatically (ex: TSheets, Homebase, WhenIWork, and more)
    See all integrations
Customize your plan with optional add-ons

25% OFF FOR 3 MONTHS ¹

Plus

For evolving teams needing advanced payroll, HR, and time tracking.

Plan details:

Everything in the Simple plan, plus:

  • Full-service multi-state payroll including W-2s and 1099s

    Full-service multi-state payroll including W-2s and 1099s

    Unlimited payroll runs
    Multiple state payroll (all 50 states)
    Federal, state, and local tax filings
    W-2 filings
    1099-NEC filings (federal and state)
    Federal W-4s
    I-9 forms and support
    Direct deposits or printable checks
    Garnishment deductions and child support payments to most states
    Payroll reports
    Payroll on AutoPilot®
    Multiple pay rates and schedules
    Learn more
  • Next-day direct deposit

    Next-day direct deposit

    Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance)

  • Advanced hiring and onboarding tools

    Advanced hiring and onboarding tools

    Job posts
    Applicant tracking system
    Customizable offer letter templates
    Customizable onboarding checklist for employees and managers
    Hiring documents, e-signed, and stored
    One-click software provisioning
    Learn more
  • PTO management and policies

    PTO management and policies

    Time off requests and approvals
    Custom PTO policies
    Customizable holiday pay
    Automatic calendar syncing
    Automatic payroll syncing
    Learn more
  • Time tracking and project tracking

    Time tracking and project tracking

    Built-in time tracking with geolocation
    Mobile app clock-ins and clock-outs
    Manager edits and approvals
    Automatic payroll syncing
    Employee project tracking
    Unlimited projects
    Support for hourly and salaried employees
    Workforce costing reports
    Learn more
  • Time Kiosk

    Time Kiosk

    Turn nearly any connected-device into a time clock for clocking in and out.

  • Expenses and reimbursements

    Expenses and reimbursements

    Employees submit expenses; Approved expenses sync with payroll for automatic reimbursement
  • Workforce costing and reports

    Workforce costing and reports

    Workforce costing reports with insights on hours, wages, benefits, and more
    Learn more
  • Team management tools

    Team management tools

    Employee directory
    Printable org charts
    Team-signed birthday e-cards
    Team-signed welcome e-cards
  • Performance reviews

    Performance reviews

    Self evaluations
    Manager evaluations
    Process management and tracking
    Learn more
  • Employee surveys and insights

    Employee surveys and insights

    Anonymous, customizable team surveys
    Data reports on team sentiment trends and insights
    Learn more
Customize your plan with optional add-ons

25% OFF FOR 3 MONTHS ²

Premium

For scaling businesses needing a comprehensive payroll, benefits, and HR solution with dedicated support.

Plan details:

Everything in the Plus plan, plus:

  • Dedicated Customer Success Manager

    Dedicated Customer Success Manager

    Gusto liaison for internal teams
    Aligning Gusto to your strategic needs
    Regular business reviews to align on objectives and track progress
    Ensure optimal use of Gusto's features through product demos and audits
  • HR Resource Center

    HR Resource Center

    Hiring best practices
    Performance evaluations
    Job description templates
    Termination requirements
    Labor law policy templates
    Employee handbook builder
    Learn more
  • Compliance alerts

    Compliance alerts

    Stay compliant with proactive alerts for state or federal law changes that may impact your business

    Learn more
  • Access to certified HR experts

    Access to certified HR experts

    Live, unlimited access to certified HR experts
    SHRM and HRCI-certified
    Phone and secure messaging
    Local law expertise
    HR compliance support
    Employee relations advising
    Learn more
  • Full-service payroll migration and account setup

    Full-service payroll migration and account setup

    We can assist with transferring your payroll data into Gusto and beginning your account setup

  • Health insurance broker integration

    Health insurance broker integration

    If eligible, integrate your existing broker and health insurance plans right into Gusto

  • R&D tax credit discount

    R&D tax credit discount

    Scan your payroll data to save up to $500,000 in annual payroll tax offsets, depending on tax year.

  • Priority support

    Priority support

    Direct line to phone and email support with expedited priority access
  • Special pricing for eligible companies

    Special pricing for eligible companies

    Special rates are available for cannabis-related businesses, and volume discounts may apply for companies with multiple federal EINs.

LIMITED TIME OFFER ³

Contractor Only

For contractor-only businesses who haven’t hired W-2 employees yet.

$35 $0/mo plus $6/mo per person

Plan details:

Plan details:

  • Unlimited contractor payments across all 50 states
  • 4-day direct deposit
  • 1099-NECs at the end of the year
  • New hire reporting (if required in your state)
  • Global contractor payments (available as add-on)

Does not include:

Does not include:

  • Back-up withholding or other contractor withholding required by state agencies
  • Plan add-ons (aside from global contractor payments)

¹Plus plan: Save 25% for the first 3 months. Create an account by Jan 31, 2025 and run payroll by Feb 28, 2025 to apply this discount. ²Premium plan: Save 25% for the first 3 months. Create an account by Jan 31, 2025 and run payroll by Feb 28, 2025 to apply this discount. ³Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply

Still on our original Core, Complete, or Concierge plan? See original plans and features

Compare flexible features for all kinds of teams.

Still on our original Core, Complete, or Concierge plan?  See original plans and features

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Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll

Global contractor payments

Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Gusto Global

Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.

Save now with $699 $599 per employee per month discounted pricing (through December 31, 2024).

Next-Day Direct Deposit

Running payroll the day before your employees need to be paid.

Time & Attendance Plus

Plan and manage your team’s time with time tracking synced to payroll, project tracking, time off, scheduling and more.

HR tools

Priority Support

Direct line to phone and email support with expedited priority access.

HR Resources

Access to certified HR experts, HR resource center, federal and state compliance alerts.

Performance

Performance reviews, real-time feedback, goal tracking, employee surveys.

Priority Support and HR Resources

Faster access to support, HR experts, HR resource center, and federal and state compliance alerts.

Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Financial benefits

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features (except global contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

Integrations
Integrations
Employee onboarding
Employee onboarding

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Trusted by more than 300,000 businesses and their teams.

  • 1 The Gusto Cash Account, Savings goals, Spending account, and debit card are issued by nbkc bank, Member FDIC.
  • 2 With a Gusto Spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
  • Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.