Let’s find the right plan for your business.

Join Gusto today and don’t pay a cent until you’re ready to run payroll.

Join Gusto today and don’t pay a cent until you’re ready to run payroll.

Simple

A streamlined set of automatic payroll features and benefits integrations.

Plan details:

Full-service single-state payroll including W-2s and 1099s
Employee profiles and self-service
Basic hiring and onboarding tools
Gusto-brokered health insurance administration
Employee financial benefits
Payroll and time-off reports
Custom admin permissions
Integrations for accounting, time tracking, expense management, and more
Basic support

Plus

Comprehensive payroll, benefits, and HR tools for employers building a great place to work.

Plan details:

Everything in the Simple plan, plus:

Full-service multi-state payroll including W-2s and 1099s
Next-day direct deposit
Advanced hiring and onboarding tools
PTO management and policies
Time tracking and project tracking
Workforce costing and custom reports
Team management tools
Full support
priority support
Priority support and HR services add-on
Get access to HR experts and resources plus a direct line to phone and email support for faster service.
$8/mo per person

Premium

Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams.

Plan details:

Everything in the Plus plan, plus:

HR Resource Center
Compliance alerts
Access to certified HR experts
Full-service payroll migration and account setup
Health insurance broker integration
R&D tax credit discount
Waived fees and exclusive pricing
Performance reviews
Employee surveys and insights
Dedicated support

Contractor Only

For contractor-only businesses who haven’t hired W-2 employees yet.

$6/mo per person

Plan details:

Plan details:

Unlimited contractor payments across all 50 states
4-day direct deposit
1099-NECs at the end of the year
New hire reporting (if required in your state)
International contractor payments (available as add-on)

Does not include:

Does not include:

Back-up withholding or other contractor withholding required by state agencies
Plan add-ons (aside from international contractor payments)
Still on our original Core, Complete, or Concierge plan? See original plans and features

Compare flexible features for all kinds of teams.

Still on our original Core, Complete, or Concierge plan?  See original plans and features

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Money envelope

Payroll & HR tools Money envelope

International contractor payments

Manage cross-border payments to contractors in 95 countries and counting.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax services

Scan your payroll date to save up to $250,000 in annual payroll tax offsets. Powered by Ardius.

Health benefits

Health benefits Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Penny heart

Financial benefits Penny heart

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

529 college savings

Provide your team with tax-advantaged savings plans for future education expenses. Powered by Gradvisor.

Money balance

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Money balance

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features (except international contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

Integrations
Integrations
Employee onboarding
Employee onboarding

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Trusted by more than 200,000 businesses and their teams.

1 The Gusto Cash Account, savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.

2 With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

3 The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.

Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.