
Find the right plan for your business.
Join Gusto today and don’t pay a cent until you’re ready to run payroll.
Join Gusto today and don’t pay a cent until you’re ready to run payroll.
Join Gusto today and don’t pay a cent until you’re ready to run payroll.
Core
For smaller businesses with simple salaries, wages, and pay schedules.
$39/mo
plus $6/mo per person
Sign upPlan details:
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Full-service payroll including W-2s and 1099s
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Full-service payroll including W-2s and 1099s
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Employee profiles and self-service
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Employee profiles and self-service
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Gusto-brokered health insurance administration
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Gusto-brokered health insurance administration
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Employee health and financial benefits
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Employee health and financial benefits Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.
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Integrations for accounting, time tracking, and more
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Integrations for accounting, time tracking, and more
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Friendly support
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Friendly support Get answers and advice via phone, email, or chat. Plus, access our Help Center for guides and information. |
Complete
For businesses with complex hiring, payroll, and team management needs.
$39/mo
plus $12/mo per person
Sign upPlan details:
Everything in our Core plan, plus:
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Next-day direct deposit
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Next-day direct deposit Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance). |
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Time tracking and PTO management
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Time tracking and PTO management
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Hiring and onboarding tools
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Hiring and onboarding tools
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Project tracking and workforce cost reports
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Project tracking and workforce cost reports
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Team management tools
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Team management tools
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Performance reviews
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Performance reviews
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Concierge
For businesses with more sophisticated HR, policy, and compliance needs.
$149/mo
plus $12/mo per person
Sign upPlan details:
Everything in our Core and Complete plans, plus:
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HR resource center
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HR resource center
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Compliance alerts
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Compliance alerts
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Certified HR pros
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Certified HR experts
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Dedicated support team
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Dedicated support team
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Select
For growing businesses who need premium tools and dedicated support. (Minimum 25 employees)
Contact sales for pricing
Contact salesPlan details:
Crafted to scale with fast growing businesses. This plan includes:
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Every feature from our Core, Complete, and Concierge plans, customized to your business
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Full-service payroll migration
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Health insurance broker integration
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Direct access to a dedicated customer success manager
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Waived fees and exclusive pricing
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Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
$6/mo per person
Sign upPlan details:
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Unlimited domestic contractor payments
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International contractor payments (available for an additional cost, see add-ons below)
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4-day direct deposit
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1099-NECs at the end of the year
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New hire reporting (if required in your state)
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These accounts do not include: | |
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Back-up withholding or other contractor withholding required by state agencies
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Plan add-ons (aside from international contractor payments)
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Contractor Only
For contractor-only businesses who haven’t hired W-2 employees yet.
$6/mo per person
Plan details:
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Unlimited domestic contractor payments
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International contractor payments (available for an additional cost, see add-ons below)
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4-day direct deposit
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1099-NECs at the end of the year
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New hire reporting (if required in your state)
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These accounts do not include: | |
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Back-up withholding or other contractor withholding required by state agencies
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Plan add-ons (aside from international contractor payments)
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Add extra powerful benefits and tools to your plan.
Workers' compensation
Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.
- Pay only for premiums
- No administration fees
Health insurance
Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.
- Pay only for premiums
- No Gusto administration fees
Broker integration
In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.
- $6/mo per eligible employee
401(k) retirement savings
Help your team save for the future with easy, affordable 401(k) retirement plans. Powered by Guideline.
- Starts at $49/mo
- + $8/mo per participant
International contractors
Complete cross-border payments and necessary compliance documents in more than 95 countries.
- Foreign exchange rates may vary
- Pricing shown before payment
State tax registration
We’ll help handle the state and local paperwork when you need to file payroll taxes in a new state.
- Pricing varies by state
R&D tax credits
Scan payroll data to save up to $250,000 in annual payroll tax offsets through R&D tax credits. Powered by Ardius.
- 20% of tax credits used + fees
- Discounts available with Select plan
529 college savings
Provide your team with tax-advantaged savings accounts for future education expenses. Powered by Gradvisor.
- $6/mo per participant ($18/mo min)
- No setup fees
Set up tax advantaged spending accounts for your team.
One $200 annual service charge covers all four account types.
Health savings
accounts (HSAs)
Pre-tax savings accounts for qualified health expenses.
$2.50/mo per participant No minimum
Commuter
benefits
Pre-tax spending accounts for commuting costs.
$4/mo per participant $20/mo minimum
Flexible spending
accounts (FSAs)
Pre-tax flexible spending accounts for qualified health expenses.
$4/mo per participant $20/mo minimum
Dependent care
FSAs
Pre-tax flexible spending accounts for qualified dependent care expenses.
$4/mo per participant $20/mo minimumCompare plans by features
Pricing | Core | Complete | Concierge |
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Monthly fees | $39 + $6 per person | $39 + $12 per person | $149 + $12 per person |
Unlimited payrolls |
Run as many payrolls as you want, including bonus and off-cycle payrolls. |
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All 50 states |
Run payroll in all 50 states. |
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Multi-state payroll |
Run payroll for employees working across multiple states. |
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Tax filings and payments |
We automatically file and pay federal, state, and local payroll taxes. |
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Next-day direct deposit |
Run payroll the day before your employees need to be paid. |
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2-day direct deposit |
Run payroll two business days before your employees need to be paid. |
4-day direct deposit |
Run payroll four business days before your employees need to be paid. |
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State and Federal Unemployment Insurance |
We automatically file and pay your state and federal unemployment insurance taxes. |
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W-2s and 1099s |
We automatically generate W-2s and 1099s and send digital copies to your employees and contractors. |
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Garnishments |
Deduct for garnishments. Plus, we'll send child-support payments for all states but South Carolina. |
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Multiple pay rates and schedules |
Get the flexibility to pay employees with multiple pay rates and pay schedules. |
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Tip credits |
Automatically adjust wages for FLSA minimum wage requirements and get help to claim the FICA Tip Credit tax incentive. |
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Direct deposit |
Pay employees conveniently and quickly via direct deposit. |
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Paid-time-off policy tracking |
Set up vacation and sick policies, and track accruals and balances. |
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Holiday pay |
Select from federal holidays to create your paid holiday policy. |
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Time-off tracker & reporting |
Track adjustments to employee time off policies, or run custom time off reports. |
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Accounting integrations |
Integrate with QuickBooks, Xero, and FreshBooks. |
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Time-tracking integrations |
Sync hours worked with payroll through TSheets, Homebase, When I Work, and more. |
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State new hire reporting |
We automatically file state new hire paperwork for you. |
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Payroll reports |
View and export reports for payroll, benefits, employees, contractors, PTO, taxes, and more. |
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Payroll on AutoPilot® |
Automated payroll that runs itself. |
Paystubs and tax forms |
Employees have access to paystubs and W-2s in their accounts. |
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Lifetime access |
Employees can always access their accounts, even after they leave your company. |
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Payroll self-onboarding |
Employees enter their personal info, including bank details and withholding. |
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Payday emails |
We send your employees fun emails on payday with links to their paystubs. |
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New hire welcome |
Send e-cards to welcome new employees and introduce them to their team. |
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Gusto Cashout™ |
Employees can access money between paydays to cover unexpected expenses. |
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Employee mobile app |
Paychecks, time tracking, tax documents, and Gusto Wallet financial tools available on Android and iOS for W-2 employees. |
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Early direct deposit |
Employees with a Gusto spending account¹ may get their paycheck deposited up to 2 days faster² with no extra work for you and no impact on payroll.
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Teams, departments, managers |
Organize your company into departments for reporting. |
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E-sign I-9 and W-4 |
Employees e-sign I-9s and W-4s, which are automatically stored in Gusto. |
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Calendar reminders |
Add employee anniversaries and birthdays to your calendar. |
Licensed benefits advising |
Fully-licensed brokers will help you select a plan and enroll your employees at setup and renewal. |
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Online enrollment |
Employees enroll themselves entirely online. |
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Employee support |
Benefits experts answer questions ranging from prescription coverage to adding dependents. |
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ACA, HIPAA, ERISA compliance |
Gusto is HIPAA, ERISA, and ACA compliant to comply with federal regulations. |
Integrated pay-as-you-go policies |
Pay only the amount you owe each period, based on your actual payroll. |
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Automated billing |
Billing is automated, so there's no need to send checks every month. |
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Online estimates |
Get an instant online estimate to start the quote process. |
Unlimited phone, email, chat |
Friendly, experienced reps are available by phone, chat, and email. |
Customizable admin permissions |
Set up permissions for individual admins based on what areas of the application they should have access to. |
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Manager permissions |
Allow managers to access details about only the employees who report to them. |
Online offer letters |
Templates make it easy to send custom offers and get them signed electronically. |
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Onboarding checklist |
Includes standard tasks like setting up payroll, benefits, employee email, and more. |
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Online document storage |
Save uploaded and e-signed documents to your Gusto account. |
Custom onboarding checklist |
Customize your onboarding checklists to keep track of to-do's, delegate tasks, and streamline new-hire onboarding. |
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Software provisioning |
Create, remove, and manage employee software accounts (ex. GSuite, Microsoft 365, etc.) through Gusto. |
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E-sign custom documents |
Upload documents, map signature fields, and collect electronic signatures. |
Time tracking |
Built-in time tracking for hourly and salaried non-exempt employees and contractors. W-2 employees clock in and out via gusto.com or mobile app. |
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Project tracking |
Built-in project time tracking for hourly and salaried employees. |
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Time-off requests |
Employees submit PTO requests for approval - or managers submit on their behalf. Approved time off automatically syncs to payroll. |
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Automated payroll sync |
Approved PTO automatically populates in payroll. |
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Calendar sync |
Add PTO requests to your calendar, so you can easily see who's out, and when. |
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Custom paid holidays |
Create custom paid holidays to add to your company policy. |
Org chart |
Create an org chart that is also available to employees. |
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Coworker directory and fun facts |
Build a directory for everyone in the company, including pictures and fun facts about team members. |
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Custom fields |
Add custom fields to employee profiles so you can track t-shirt sizes, coffee orders, and more. |
Anonymous employee surveys |
Send monthly anonymous surveys to employees to gauge happiness. |
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Survey trend analysis |
Compare survey results over time. |
Actionable feedback |
Receive recommended readings related to areas that need your attention the most. |
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Unlimited ask the pro |
Live, unlimited access to a team of SHRM- and HRCI-certified HR pros via phone and secure messaging. |
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HR compliance help |
Create a great workplace and help minimize risk with advice on HR policies and compliance issues. |
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Employee relations advising |
Answer tough employee questions and address issues with confidence. |
Custom employee handbook |
Build an HR pro-approved handbook that guides your employees and helps protect your organization. |
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Job description templates |
Access hundreds of job descriptions to find the right candidates and evaluate ongoing performance. |
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HR guides and policy templates |
Get quick guides and templates for common topics like health care reform, hiring, termination, etc. |
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Proactive compliance updates |
Get certain alerts for state or federal law changes that may impact you. |
Dedicated support team |
Unlimited access to a dedicated team of Gusto care representatives. |
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Direct line for phone support |
An exclusive phone number for fast answers to your questions about payroll, benefits, and HR. |