Adding employees in new states? Congrats on growing your team! When you hire an employee in a new state, you'll be prompted to upgrade to either our new Plus or Premium plan. See plans and pricing.

Take a look at our original plans and pricing.

If you’re still using our original Core, Complete, or Concierge plans, you can review the features available to you below. For a look at our current plans, see plans and pricing.

If you’re still using our original Core, Complete, or Concierge plans, you can review the features available to you below. For a look at our current plans, see plans and pricing.

Core

For businesses with simple salaries, wages, and pay schedules.

Plan details:

Full-service payroll including W-2s and 1099s

Full-service payroll including W-2s and 1099s

Unlimited payroll runs
Federal, state, and local tax filings
Available in all 50 states
W-2 filings
1099-NEC filings (federal and state)
Federal W-4s
I-9 forms and support
Direct deposits or printable checks
Garnishment deductions and child support payments to most states
Payroll reports
Payroll on AutoPilot®
Multiple pay rates and schedules
Paid-time-off policies
Learn more
Employee profiles and self-service

Employee profiles and self-service

Paystubs and tax forms
Lifetime access
Payroll self-onboarding
E-signatures for I-9 and federal W-4
Employee health insurance administration and benefits

Employee health insurance administration and benefits

Medical, dental, and vision insurance
Support from licensed benefits advisors
Online enrollment
Employee self-service
ACA, HIPAA, ERISA compliance support
COBRA administration
Life and disability
Learn more
Employee financial benefits

Employee financial benefits

Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.

Pay-as-you-go workers’ comp administration
Medical, dental, and vision insurance
401k retirement plans
HSAs and FSAs
Commuter benefits
529 college savings
Gusto Wallet cash accounts and free financial tools
Learn more
Integrations for accounting, time tracking, and more

Integrations for accounting, time tracking, and more

Integrate accounting software with payroll for easier bookkeeping. (ex: Quickbooks, Xero, Freshbooks, and more)
Integrate time tracking software to sync hours with payroll automatically (ex: TSheets, Homebase, WhenIWork and more)
See all integrations
Friendly support

Friendly support

Get answers and advice via phone, email, or chat. Plus, access our Help Center for guides and information.

Complete

For businesses who need payroll, hiring, time tracking, IT support, and smart team management.

Plan details:

Everything in our Core plan, plus:

Next-day direct deposit

Next-day direct deposit

Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance).

Time tracking and PTO management

Time tracking and PTO management

Built-in time tracking
Time-off requests and approvals
Custom PTO policies
Automated payroll syncing
Learn more
Hiring and onboarding tools

Hiring and onboarding tools

Customizable offer letter templates
Customizable onboarding checklist for employees and managers
Hiring documents, e-signed and stored
One-click software provisioning
Learn more
Project tracking and workforce cost reports

Project tracking and workforce cost reports

Unlimited projects
Employee project tracking
Support for hourly and salaried employees
Workforce costing reports
Learn more
Team management tools

Team management tools

Robust manager and admin permissions
Employee directory
Printable org charts
Anonymous employee surveys
Custom team-signed birthday cards
Expense management integrations
Performance reviews

Performance reviews

Self evaluations
Manager evaluations
Career development resources
Process management and tracking
Learn more

Concierge

For businesses who need HR guidance, custom policies, and expert compliance support.

Plan details:

Everything in our Core and Complete plans, plus:

HR resource center

HR resource center

Hiring best practices
Performance evaluations
Job description templates
Termination requirements
Labor law policy templates
Employee handbook builder
Compliance alerts

Compliance alerts

Stay compliant with proactive alerts for state or federal law changes that may impact your business.
Learn more
Certified HR pros

Certified HR pros

Live, unlimited access to certified HR experts
SHRM and HRCI-certified
Phone and secure messaging
Local law expertise
HR compliance support
Employee relations advising
Learn more
Dedicated support team

Dedicated support team

Fully dedicated support team who knows you and your business
Direct line for priority phone support
certified HR experts
Rely on certified HR experts.
Tricky HR questions? Get direct access to HRCI and SHRM-certified experts.

Select

For growing businesses who need premium tools and dedicated support.

Plan details:

Crafted to scale with fast growing businesses. This plan includes:

Every feature from our Core, Complete, and Concierge plans, customized to your business
Full-service payroll data transfers and account setup
Health insurance broker integration
Direct access to a dedicated customer success manager
Waived fees and exclusive pricing

Contractor Only

For contractor-only businesses who haven’t hired W-2 employees yet.

$35 $0/mo

plus $6/mo per contractor

Plan details:

Plan details:

Unlimited contractor payments across all 50 states
4-day direct deposit
1099-NECs at the end of the year
New hire reporting (if required in your state)
International contractor payments (available as add-on)

Does not include:

Does not include:

Back-up withholding or other contractor withholding required by state agencies
Plan add-ons (aside from international contractor payments)

Compare flexible features for all kinds of teams.

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Money envelope

Payroll & HR tools Money envelope

International contractor payments

Manage cross-border payments to contractors in 95 countries and counting.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Health benefits

Health benefits Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Penny heart

Financial benefits Penny heart

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

529 college savings

Provide your team with tax-advantaged savings plans for future education expenses. Powered by Gradvisor.

Money balance

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Money balance

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features aside from International Contractor Payments not available with Contractor Only plan; Select plan customers may receive discounts and waived fees for R&D tax services, broker integration, and Guideline 401(k)s.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

Integrations
Integrations
Employee onboarding
Employee onboarding

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Not using Gusto yet? Get started with our new plans.

This page features our original plans and features. Our newly designed plans are available now to help you take care of your team.

1 The Gusto Cash Account, savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.

2 With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

3 The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.

Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.