Adding employees in new states? Congrats on growing your team! When you hire an employee in a new state, you'll be prompted to upgrade to either our new Plus or Premium plan. See plans and pricing.

Take a look at our legacy plans and pricing.

If you’re still using our original Core, Complete, or Concierge plans, you can review the features available to you below. For a look at our current plans, see plans and pricing.

If you’re still using our original Core, Complete, or Concierge plans, you can review the features available to you below. For a look at our current plans, see plans and pricing.

Core

For businesses with simple salaries, wages, and pay schedules.

Plan details:

  • Full-service payroll including W-2s and 1099s

    Full-service payroll including W-2s and 1099s

    Unlimited payroll runs
    Federal, state, and local tax filings
    Available in all 50 states
    W-2 filings
    1099-NEC filings (federal and state)
    Federal W-4s
    I-9 forms and support
    Direct deposits or printable checks
    Garnishment deductions and child support payments to most states
    Payroll reports
    Payroll on AutoPilot®
    Multiple pay rates and schedules
    Paid-time-off policies
    Learn more
  • Employee profiles and self-service

    Employee profiles and self-service

    Paystubs and tax forms
    Lifetime access
    Payroll self-onboarding
    E-signatures for I-9 and federal W-4
  • Employee health insurance administration and benefits

    Employee health insurance administration and benefits

    Medical, dental, and vision insurance
    Support from licensed benefits advisors
    Online enrollment
    Employee self-service
    ACA, HIPAA, ERISA compliance support
    COBRA administration
    Life and disability
    Learn more
  • Employee financial benefits

    Employee financial benefits

    Benefits administration is included with all Gusto plans. Pick from our no-cost, low-cost, and premium options.

    Pay-as-you-go workers’ comp administration
    Medical, dental, and vision insurance
    401k retirement plans
    HSAs and FSAs
    Commuter benefits
    Gusto Wallet cash accounts and free financial tools
    Learn more
  • Integrations for accounting, time tracking, and more

    Integrations for accounting, time tracking, and more

    Integrate accounting software with payroll for easier bookkeeping. (ex: Quickbooks, Xero, Freshbooks, and more)
    Integrate time tracking software to sync hours with payroll automatically (ex: TSheets, Homebase, WhenIWork and more)
    See all integrations
  • Friendly support

    Friendly support

    Get answers and advice via phone, email, or chat. Plus, access our Help Center for guides and information.

Complete

For businesses who need payroll, hiring, time tracking, IT support, and smart team management.

Plan details:

Everything in our Core plan, plus:

  • Next-day direct deposit

    Next-day direct deposit

    Eligible businesses can run payroll the day before payday (instead of planning 2 or 4 days in advance).

  • Time tracking and PTO management

    Time tracking and PTO management

    Built-in time tracking
    Time-off requests and approvals
    Custom PTO policies
    Automated payroll syncing
    Learn more
  • Hiring and onboarding tools

    Hiring and onboarding tools

    Customizable offer letter templates
    Customizable onboarding checklist for employees and managers
    Hiring documents, e-signed and stored
    One-click software provisioning
    Learn more
  • Project tracking and workforce cost reports

    Project tracking and workforce cost reports

    Unlimited projects
    Employee project tracking
    Support for hourly and salaried employees
    Workforce costing reports
    Learn more
  • Team management tools

    Team management tools

    Robust manager and admin permissions
    Employee directory
    Printable org charts
    Anonymous employee surveys
    Custom team-signed birthday cards
    Expense management integrations
  • Performance reviews

    Performance reviews

    Self evaluations
    Manager evaluations
    Career development resources
    Process management and tracking
    Learn more

Concierge

For businesses who need HR guidance, custom policies, and expert compliance support.

Plan details:

Everything in our Core and Complete plans, plus:

  • HR resource center

    HR resource center

    Hiring best practices
    Performance evaluations
    Job description templates
    Termination requirements
    Labor law policy templates
    Employee handbook builder
  • Compliance alerts

    Compliance alerts

    Stay compliant with proactive alerts for state or federal law changes that may impact your business.
    Learn more
  • Certified HR pros

    Certified HR pros

    Live, unlimited access to certified HR experts
    SHRM and HRCI-certified
    Phone and secure messaging
    Local law expertise
    HR compliance support
    Employee relations advising
    Learn more
  • Dedicated support team

    Dedicated support team

    Fully dedicated support team who knows you and your business
    Direct line for priority phone support
certified HR experts
Rely on certified HR experts.
Tricky HR questions? Get direct access to HRCI and SHRM-certified experts.

Select

For growing businesses who need premium tools and dedicated support.

Plan details:

Crafted to scale with fast growing businesses. This plan includes:

  • Every feature from our Core, Complete, and Concierge plans, customized to your business
  • Full-service payroll data transfers and account setup
  • Health insurance broker integration
  • Direct access to a dedicated customer success manager
  • Waived fees and exclusive pricing

Contractor Only

For contractor-only businesses who haven’t hired W-2 employees yet.

$35 $0/mo

plus $6/mo per contractor

Plan details:

Plan details:

  • Unlimited contractor payments across all 50 states
  • 4-day direct deposit
  • 1099-NECs at the end of the year
  • New hire reporting (if required in your state)
  • International contractor payments (available as add-on)

Does not include:

Does not include:

  • Back-up withholding or other contractor withholding required by state agencies
  • Plan add-ons (aside from international contractor payments)

Compare flexible features for all kinds of teams.

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll & HR tools

International contractor payments

Manage cross-border payments to contractors in more than 120 countries.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Gusto Global

Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.

Save now with $699 $599 per employee per month discounted pricing (through December 31, 2024).

Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Financial benefits

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features aside from International Contractor Payments not available with Contractor Only plan; Select plan customers may receive discounts and waived fees for R&D tax services, broker integration, and Guideline 401(k)s.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

Integrations
Integrations
Employee onboarding
Employee onboarding

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Not using Gusto yet? Get started with our new plans.

This page features our original plans and features. Our newly designed plans are available now to help you take care of your team.

1 The Gusto Cash Account, Savings goals, Spending account, and debit card are issued by nbkc bank, Member FDIC.

2 With a Gusto Spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

3 The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.

Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.