Adding employees in new states? Congrats on growing your team! When you hire an employee in a new state, you'll be prompted to upgrade to either our new Plus or Premium plan. See plans and pricing.

Take a look at our legacy plans and pricing.

If you’re still using our original Core, Complete, or Concierge plans, you can review the features available to you below. For a look at our current plans, see plans and pricing.

Core

For businesses with simple salaries, wages, and pay schedules.

Plan details:

• Full-service payroll including W-2s and 1099s

• Employee profiles and self-service

• Employee health insurance administration and benefits

• Employee financial benefits

• Integrations for accounting, time tracking, and more

• Friendly support

Complete

For businesses who need payroll, hiring, time tracking, IT support, and smart team management.

Plan details:

Everything in our Core plan, plus:

• Next-day direct deposit
• Time tracking and PTO management

• Hiring and onboarding tools

• Project tracking and workforce cost reports

• Team management tools

• Performance reviews

Concierge

For businesses who need HR guidance, custom policies, and expert compliance support.

Plan details:

Everything in our Core and Complete plans, plus:

• HR resource center

• Compliance alerts

• Certified HR pros

• Dedicated support team

Rely on certified HR experts.

Tricky HR questions? Get direct access to HRCI and SHRM-certified experts.

Select

For growing businesses who need premium tools and dedicated support.

Plan details:

Crafted to scale with fast growing businesses. This plan includes:

• Every feature from our Core, Complete, and Concierge plans, customized to your business
• Full-service payroll data transfers and account setup
• Health insurance broker integration
• Direct access to a dedicated customer success manager
• Waived fees and exclusive pricing

50% OFF FOR 6 MONTHS ³

Contractor

For contractor-only businesses who haven’t hired W-2 employees yet.

See plan details

For contractor-only businesses who haven’t hired W-2 employees yet.

$35 $0/mo plus $6/mo per person

Plan details:

•
Unlimited contractor payments across all 50 states
•
4-day direct deposit
•
1099-NECs at the end of the year
•
New hire reporting (if required in your state)
International contractor payments (available as add-on)

Does not include:

•
Back-up withholding or other contractor withholding required by state agencies
•
Plan add-ons (aside from international contractor payments)

Hide plan details

¹Plus plan: Save 25% for the first 3 months. Create an account by Jan 31, 2025 and run payroll by Feb 28, 2025 to apply this discount. ²Premium plan: Save 25% for the first 3 months. Create an account by Jan 31, 2025 and run payroll by Feb 28, 2025 to apply this discount. ³Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply

Core

For businesses with simple salaries, wages, and pay schedules.

Complete

For businesses who need payroll, hiring, time tracking, IT support, and smart team management.

Concierge

For businesses who need HR guidance, custom policies, and expert compliance support.

Select

For growing businesses who need premium tools and dedicated support.

Contractor Only

For contractor-only businesses who haven’t hired W-2 employees yet.

~~$35~~ $0/mo

plus $6/mo per person

Compare flexible features for all kinds of teams.

Unlimited payrolls per month
Multi-state payroll*
International contractor payments	Add-on	Add-on	Add-on	Add-on
State tax registration	Add-on	Add-on	Add-on	Add-on
Tax filings and payments
2-day and 4-day direct deposit
Next-day direct deposit
W-2s and 1099s
Digital pay stubs with lifetime access
Garnishments
Multiple pay rates and schedules
Tip credits
Payroll on AutoPilot®
Unemployment insurance
PTO policies and holiday pay
Custom paid holidays
Time tracking and project tracking
Time off requests and approvals
Time off calendar syncing
Expenses and reimbursements

State new hire reporting
Employee self-onboarding
Digital I-9s and W-4s
Offer letter templates
Custom offer letter templates
Onboarding checklist
Custom onboarding checklist
Document storage
Custom document e-signing
Email provisioning and deprovisioning
Software provisioning and deprovisioning
Job postings
Applicant tracking system

Health insurance administration
Health insurance broker integration		Add-on	Add-on
Workers' compensation	Add-on	Add-on	Add-on	Add-on
HSAs and FSAs	Add-on	Add-on	Add-on	Add-on
Life and disability insurance	Add-on	Add-on	Add-on	Add-on
Gusto Wallet employee app
Spending and savings accounts
2-day early direct deposit
401(k) retirement savings	Add-on	Add-on	Add-on	Add-on
Commuter benefits	Add-on	Add-on	Add-on	Add-on

Payroll reports
Time-off reports
Workforce cost reports
Custom reports
Anonymous employee surveys
R&D tax credit services	Add-on	Add-on	Add-on

Tools for remote teams
E-cards and celebrations
Admin permissions
Custom admin permissions
Org chart and employee directory
Performance reviews

Unlimited phone, email, and chat support
24/7 Help Center access
Licensed benefits advisors
ACA, HIPAA, ERISA compliance
Federal and state compliance alerts
Direct access to certified HR experts
HR Resource Center
Dedicated support team
Dedicated customer success manager

We're here to help.

Talk to our team.

Tell us more about your business so we can help you pick the right plan.

Check out our FAQs.

Jump to the bottom of the page to read some common questions and answers.

Check off your list.

Download and print this list of features so you can review, add notes, and share.

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll

Global contractor payments

Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Gusto Global

Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.

Save now with ~~$699~~ $599 per employee per month discounted pricing (through December 31, 2024).

Next-Day Direct Deposit

Running payroll the day before your employees need to be paid.

Time Tracking

Time tracking, project tracking

HR tools

Priority Support

Direct line to phone and email support with expedited priority access.

HR Resources

Access to certified HR experts, HR resource center, federal and state compliance alerts.

Performance

Performance reviews, real-time feedback, goal tracking, employee surveys.

Priority Support and HR Resources

Faster access to support, HR experts, HR resource center, and federal and state compliance alerts.

Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Financial benefits

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

Tax-advantaged benefits
One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features aside from International Contractor Payments not available with Contractor Only plan; Select plan customers may receive discounts and waived fees for R&D tax services, broker integration, and Guideline 401(k)s.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

View all apps

What to consider when choosing a payroll provider.

Does this work for teams my size?

Gusto was built for all kinds of teams. Some services are perfect for big corporations but overlook the needs of small businesses. That’s why a flexible payroll and benefits provider is so important. Whether you have a handful of employees or your company is quickly expanding into new states, Gusto’s platform offers flexible plans that cover everything from the basics to expert tools for fast-growing teams. Plus, you can easily upgrade or downgrade at any time.

What’s included in pricing?

We believe the most essential tools should be included—that’s why we don’t charge extra for basic things like off-cycle payrolls. With Gusto, you can pick the best plan for you, then customize it with add-ons to get the powerful functionality you want while saving money on features you don’t need.

Is it easy to switch?

Transferring your payroll data to a new provider can be daunting and tedious. With Gusto, you have someone to explain the process and help you through any tricky twists and turns. And if you have a larger team, we can often handle payroll data transfers on your behalf to help avoid errors and save you time. The same goes for your health benefits — we’re happy to transfer eligible plans right into Gusto so you can keep everything in the same place, all automatically synced with payroll.

Will this grow with my business?

Think about how much your team might grow in the coming years. You’ll want a payroll provider who can continue to serve your needs without making you jump through hoops or pay exorbitant additional costs. Gusto is a strong choice for small and medium sized companies with big aspirations. We understand your unique needs today and are committed to helping your team grow and thrive for years to come.

Not using Gusto yet? Get started with our new plans.

This page features our original plans and features. Our newly designed plans are available now to help you take care of your team.

¹ The Gusto Cash Account, Savings goals, Spending account, and debit card are issued by nbkc bank, Member FDIC.

² With a Gusto Spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

³ The Cashout Program is issued by Sunrise Banks, N.A., Member FDIC. The Sunrise Banks, N.A. Privacy Policy can be found here.

Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.

Take a look at our legacy plans and pricing.

Core

$39/mo

Complete

$39/mo

Concierge

$149/mo

Select

Exclusive pricing

Contractor

Core

$39/mo

Complete

$39/mo

Concierge

$149/mo

Select

Exclusive pricing

Contractor Only

Compare flexible features for all kinds of teams.

Core

Complete

Concierge

Select

We're here to help.

Talk to our team.

Check out our FAQs.

Check off your list.

What's available with the Core plan?

What's available with the Complete plan?

What's available with the Concierge plan?

What's available with the Select plan?

We're here to help.

Talk to our team.

Check out our FAQs.

Check off your list.

Customize your Gusto plan with powerful add-ons.

Payroll

Global contractor payments

State tax registration

R&D tax credits

Gusto Global

Next-Day Direct Deposit

Time Tracking

HR tools

Priority Support

HR Resources

Performance

Priority Support and HR Resources

Health benefits

Health insurance

Health insurance broker integration

Workers' compensation

Life and disability

Financial benefits

401(k) retirement savings

Tax-advantaged benefits One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Flexible spending accounts (FSAs)

Dependent care FSAs

Commuter benefits

Easily connect Gusto with the tools you need.

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Can I upgrade or downgrade at any time?

Do I have to sign a long-term contract?

How many times can I run payroll per month?

How much does health insurance administration through Gusto cost?

What if my number of employees changes throughout the year?

How do you bill for contractors?

How do I sign up for Gusto?

What tax forms will Gusto file for me?

Does Gusto integrate with other software?

I need more answers. Who can I contact?

Where can I find Gusto pricing for accountants?

Not using Gusto yet? Get started with our new plans.

Tax-advantaged benefits
One $200 annual service charge covers all four account types.