Simple, transparent pricing

Payroll, benefits, and HR all in one place. No hidden fees. Cancel any time.

Simple

For small businesses needing single-state payroll, reports and basic support.

$49/mo

+ $6/mo per person

Create free account

Top features:

  • Full-service, single-state payroll
  • Unlimited runs & automated tax filings
  • Employee portal for paystubs & self-service

Plus

For businesses needing advanced payroll, benefits, HR and time & attendance tracking.

25% OFF FOR 3 MONTHS ¹

$80

 $60/mo

+ $12 $9/mo per person

Create free account

All Simple features, plus:

  • Multi-state payroll w/ next-day direct deposit
  • Time tracking & PTO management
  • Hiring & onboarding tools
  • Health insurance admin & broker integration

Premium

For scaling businesses needing full-service payroll, benefits, and HR with dedicated support.

25% OFF FOR 3 MONTHS ²

$180

 $135/mo

+ $22 $16.50/mo per person

Get started

All Plus features, plus:

  • Dedicated customer success manager
  • Access to certified HR experts
  • Performance management tools
  • Advanced analytics and custom reporting
  • Priority support & migration services

Contractor Only

For contractor-only businesses who haven't hired W-2 employees yet.

LIMITED TIME OFFER ³

$35

 $0/mo

plus $6/mo  per person

¹Plus plan: Save 25% for the first 3 months. Create an account by April 30, 2025 and run payroll by May 31, 2025 to apply this discount. ²Premium plan: Save 25% for the first 3 months. Create an account by April 30, 2025 and run payroll by May 31, 2025 to apply this discount. ³Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply

Contractor Only

LIMITED TIME OFFER ³

$35

 $0/mo

+ $6/mo  per person

Create free account

Top features

  • Unlimited contractor payments
  • 4-day direct desposit
  • End of year 1099-NECs

Simple

$49/mo

+ $6/mo per person

Create free account

Top features:

  • Full-service, single-state payroll
  • Unlimited runs & automated tax filings
  • Employee portal for paystubs & self-service

Plus

25% OFF FOR 3 MONTHS ¹

$80

 $60/mo

+ $12 $9/mo per person

Create free account

All Simple features, plus:

  • Multi-state payroll w/ next-day direct deposit
  • Time tracking & PTO management
  • Hiring & onboarding tools
  • Health insurance admin & broker integration

Premium

25% OFF FOR 3 MONTHS ²

$180

 $135/mo

+ $22 $16.50/mo per person

Get started

All Plus features, plus:

  • Dedicated customer success manager
  • Access to certified HR experts
  • Performance management tools
  • Advanced analytics and custom reporting
  • Priority support & migration services

Compare flexible features for all kinds of teams.

4.7 star average

Capterra | 3,605 reviews

#1 Payroll Software of 2022

US News | Dec 2021

Best Online Payroll Services for 2022

PC Mag | July 2022

4.7 star average

Software Advice | 3,601 reviews

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll

Global contractor payments

Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Gusto Global

Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.

Save now with $699 $599 per employee per month discounted pricing (through December 31, 2025).

Next-Day Direct Deposit

Running payroll the day before your employees need to be paid.

Time & Attendance Plus

Plan and manage your team’s time with time tracking synced to payroll, project tracking, time off, scheduling and more.

HR tools

Priority Support

Gain prioritized positioning in access to phone and chat support for faster response time

HR Resources

Access to certified HR experts, HR resource center, federal and state compliance alerts.

Performance

Performance reviews, real-time feedback, goal tracking, employee surveys.

Priority Support and HR Resources

Faster access to support, HR experts, HR resource center, and federal and state compliance alerts.

Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up pay-as-you-go workers' comp plans that integrate with your payroll. Powered by AP Intego.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Financial benefits

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features (except global contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.

Easily connect Gusto with the tools you need.

Make Gusto your system of record by automatically syncing payroll data with your favorite tools and software. One integrated system means less manual data entry, fewer errors, and more time to focus on taking care of your team.

Employee onboarding
Employee onboarding

What to consider when choosing a payroll provider.

What to consider when choosing a payroll provider.

Pricing FAQs

Trusted by more than 400,000 businesses and their teams.

  • 1The Gusto Cash Account, Savings goals, Spending account, and debit card are issued by nbkc bank, Member FDIC.
  • 2With a Gusto Spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.
  • Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.