Simple, transparent pricing

Payroll, benefits, and HR all in one place. No contracts. No hidden fees.

Simple

For small businesses needing single-state payroll, reports and basic support.

$49/mo

+ $6/mo per person

Get started

Top features:

  • Full-service, single-state payroll
  • Unlimited runs & automated tax filings
  • Employee portal for paystubs & self-service

Plus

For businesses needing advanced payroll, benefits, HR and time & attendance tracking.

$80/mo

+ $12/mo per person

Get started

All Simple features, plus:

  • Multi-state payroll & next-day direct deposit
  • Time tracking & PTO management
  • Hiring & onboarding tools
  • Health insurance admin & broker integration

Premium

For scaling businesses needing full-service payroll, benefits, and HR with dedicated support.

$180/mo

+ $22/mo per person

Get started

All Plus features, plus:

  • Dedicated service advisor
  • Access to certified HR experts
  • Performance management tools
  • Advanced analytics and custom reporting
  • Priority support & migration services

Contractor Only

For contractor-only businesses who haven't hired W-2 employees yet.

LIMITED TIME OFFER ¹

$35

 $0/mo

plus $6/mo  per person

¹Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply

LIMITED TIME OFFER ¹

Contractor Only

For contractor-only businesses who haven't hired W-2 employees yet.

$35

 $0/mo

+ $6/mo  per person

Get Started

Simple

For small businesses needing single-state payroll, reports and basic support.

$49/mo

+ $6/mo per person

Get started

Plus

For businesses needing advanced payroll, benefits, HR and time & attendance tracking.

$80/mo

+ $12/mo per person

Get started

Premium

For scaling businesses needing full-service payroll, benefits, and HR with dedicated support.

$180/mo

+ $22/mo per person

Get started

All Simple features, plus:

  • Multi-state payroll & next-day direct deposit
  • Time tracking & PTO management
  • Hiring & onboarding tools
  • Health insurance admin & broker integration

¹Contractor only plan: Get a discounted base price of $0/mo for the first 6 months. Terms apply

Compare flexible plans & features

No contracts. Free account setup. Switch or cancel anytime.

Compare flexible plans & features

No contracts. Free account setup. Switch or cancel anytime.

Simple
Plus
Premium
Single state
Applicable
Multi state
Applicable
Multi state
Applicable
2-4 day
Applicable
Next-day
Applicable
Next-day
Applicable
1 admin
Applicable
Up to 5
Applicable
Unlimited
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Applicable
Not available
Applicable
Applicable
Not available
Applicable
Applicable
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on
Add-onAvailable as add-on

#1 Most Innovative Company in HR

FastCompany | 2025

4.6 star average

Capterra | 4,137 reviews

Best HR and payroll software

business.com | 2025

4.6 star average

Software Advice | 4,137 reviews

Customize your Gusto plan with powerful add-ons.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Offer more meaningful benefits to your team, add powerful time-saving tools, and uncover valuable tax credits. See pricing details below.

Payroll

Global contractor payments

Manage payments to contractors in more than 120 countries, with no monthly per-contractor fee.

State tax registration

We'll handle the state and local paperwork when you need to file payroll taxes in a new state.

R&D tax credits

Simple pricing, powerful tax credits. Scan your payroll data to save up to $250,000 in annual payroll tax offsets.

Gusto Global

Employer of Record (EOR) services to onboard and pay employees around the world. Learn more.

Save now with $699 $599 per employee per month discounted pricing (through December 31, 2025).

Next-Day Direct Deposit

Running payroll the day before your employees need to be paid.

Time & Attendance Plus

Plan and manage your team’s time with time tracking synced to payroll, project tracking, time off, scheduling and more.

HR tools

Priority Support

Gain prioritized positioning in access to phone and chat support for faster response time

HR Resources

Access to certified HR experts, HR resource center, federal and state compliance alerts.

Performance

Performance reviews, real-time feedback, goal tracking, employee surveys.

Priority Support and HR Resources

Faster access to support, HR experts, HR resource center, and federal and state compliance alerts.

Health benefits

Health insurance

Work with our licensed brokers to pick the right medical, dental, and vision plans for your team and budget.

Health insurance broker integration

In most cases, we can integrate your existing broker and eligible health insurance plans right into Gusto.

Workers' compensation

Set up Pay As You Go workers' comp that integrates with your payroll. Powered by NEXT Insurance.

Life and disability

Offer life, short-term disability, or long-term disability insurance to give employees peace of mind.

Financial benefits

401(k) retirement savings

Help your team save for the future with simple 401(k) integrations that sync directly with payroll.

Tax-advantaged benefits

One $200 annual service charge covers all four account types.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

Flexible spending accounts (FSAs)

Pre-tax flexible spending accounts for qualified health expenses.

Dependent care FSAs

Pre-tax flexible spending accounts for qualified dependent care expenses.

Commuter benefits

Pre-tax spending accounts for commuting costs.

Add-on features (except global contractor payments) not available with Contractor Only plan; Premium plan customers may receive discounts and waived fees for R&D tax services, broker integration, Guideline 401(k)s, and more.

What to consider when choosing a payroll provider.

Gusto was built for all kinds of teams. Some services are perfect for big corporations but overlook the needs of small businesses. That’s why a flexible payroll and benefits provider is so important. Whether you have a handful of employees or your company is quickly expanding into new states, Gusto’s platform offers flexible plans that cover everything from the basics to expert tools for fast-growing teams. Plus, you can easily upgrade or downgrade at any time.

We believe the most essential tools should be included—that’s why we don’t charge extra for basic things like off-cycle payrolls. With Gusto, you can pick the best plan for you, then customize it with add-ons to get the powerful functionality you want while saving money on features you don’t need.

Transferring your payroll data to a new provider can be daunting and tedious. With Gusto, you have someone to explain the process and help you through any tricky twists and turns. And if you have a larger team, we can often handle payroll data transfers on your behalf to help avoid errors and save you time. The same goes for your health benefits — we’re happy to transfer eligible plans right into Gusto so you can keep everything in the same place, all automatically synced with payroll.

Think about how much your team might grow in the coming years. You’ll want a payroll provider who can continue to serve your needs without making you jump through hoops or pay exorbitant additional costs. Gusto is a strong choice for small and medium sized companies with big aspirations. We understand your unique needs today and are committed to helping your team grow and thrive for years to come.

Pricing FAQs

Yes, of course! Gusto was built to grow and evolve with your business. Whether you decide you need new features, or aren’t using the ones you have, upgrading your plan will kick in immediately, and downgrades will go into effect at the beginning of the next billing period (the first of the month).

Nope. Gusto is month-to-month. Cancel anytime.

Every Gusto plan comes with unlimited payroll runs. We’ll never charge you extra for things like off-cycle payrolls.

With Gusto as your broker, health insurance administration comes at no extra cost. You’ll only pay the cost of the insurance premium. Need a quote? We have licensed advisors who can walk you through the process.

Want to keep your broker? For only $6/month per eligible employee, your broker can manage your plans right in Gusto. And Premium plan customers can integrate their health insurance broker for free.

With Gusto, you’re only charged for active employees. As you add new team members, your monthly price will increase.

U.S. contractors are billed at the per-person cost for any plan you select. We know you might not pay your contractors on a regular schedule, so we only bill you for contractors in months when you’ve paid them. For businesses who don’t have any W-2 employees, we also have a Contractor Only plan available for $35/mo + $6/mo per contractor.

When you pay global contractors, there is no monthly per-contractor fee. Gusto charges only a small service and foreign exchange fee for each payment.

We’re happy to help whether you need to set up your first payroll as a new business (congrats!) or transfer an existing payroll from another provider (good choice).

Click here to answer a few questions and get started.

If you are moving an existing payroll, you’re going to want to have your EIN, and your team’s addresses and salaries ready. Plus, if it’s the middle of the year, gather any documentation about the payroll taxes you’ve already filed.

We file federal, state, and local payroll tax forms on your company’s behalf (things like Form W-2, Form 1099, Form 940, Form 941, Form 8974, and others). What’s extra nice is that you can e-file, e-sign, e-fax, and e-store your documents right from your Gusto account. Easy!

We know it’s hard to give up the software you love. That’s why Gusto integrates with your favorite tools. We work with accounting programs like QuickBooks, Xero, Aplos, ZipBooks, Autobooks, and FreshBooks, plus other types of software like Expensify, Hubstaff, Clover, Homebase and more. Check out all of our integrations

Being a Gusto accounting or bookkeeping partner comes with a ton of benefits — dedicated support, free payroll for your firm, people advisory training, increased revenue share, and perks to pass along to your clients. Check out our Gusto for Partners page or email [email protected] to learn more.

Due to the added regulatory scrutiny that comes with supporting Cannabis Related Businesses, we require all of these companies to be on our Premium plan. Click here for more info.

There are three types of support at Gusto:

  • Basic Support:
    • 24/7 access to Gusto’s online Help Center
    • Call or chat with our support team during our business hours
  • Priority Support:
    • Gain prioritized positioning in access to phone and chat support for faster response time
  • Dedicated Service Advisor:
    • Get a dedicated advisor for personalized Gusto support, maximizing your business growth and success

For the Simple plan:

  • You get Basic Support, and you can purchase the Priority Support add-on for $30/mo + $3/mo per person

For the Plus plan:

  • You get Basic Support, and you can purchase the two-in-one add-on (Priority Support and HR Resources) at $8/mo per person

For the Premium plan:

  • You get Priority Support and a Dedicated Service Advisor

If you’re shopping around, we recommend exploring our site a bit — you’ll find information about payrollbenefitstime tools, and more. Plus, our Help Center has lots of help information, especially for existing customers.

If you need to get in touch with our team, check out our contact page.

Trusted by more than 400,000 businesses and their teams.