Accidents happen.
Make sure you and your team are covered.
Workers’ compensation protects you and your team if an injury or illness happens on the job. It’s also the law in most states.
Create account

Enroll in minutes. Pay as you go.
Adding workers’ comp insurance through our partner NEXT Insurance is quick, easy, and won’t overburden your budget.
Apply online
Answer a few simple questions to get your policy. Talk to an agent if you need help.
Sync your policy to payroll
NEXT Insurance integrates with Gusto to deduct the correct premium every payroll, saving time while reducing errors and simplifying audits.
Ease your cash flow
Your premium is spread out over a year, with a portion paid every payroll. No down payments, installment fees, or year-end surprises.
An easier way to pay: Other traditional workers’ comp providers require a large down payment upfront. Not us.



Protect your business.
Safeguard your team.
Workers’ comp covers your team’s medical expenses and wage replacement if they’re injured at work, while also protecting you from legal liability.
Know your risk
Every 7 seconds, a worker is injured on the job.
Source: National Safety Council
The right experts at the right time.
NEXT Insurance’s team of licensed agents will keep you up to date on federal, state, and local requirements.
And if you need other coverage to keep your business safe, such as property and casualty insurance, they can help with that, too.


[This] integration with Gusto is critical to streamlining our processes and helping us stay compliant.
Manage your growing
team, all in one place.
Behind every successful business is a thriving team. Hire, pay, insure, and
support your employees with Gusto’s all-in-one people platform.
Learn more