Offering health benefits is one of the most important — and overwhelming — milestones a small business owner will ever experience. It’s expensive, takes a lot of time, and for most people, it’s also really hard to figure out. So we decided to find out why. In this report, you’ll learn how companies with less than 50 employees really feel about small group health insurance. We’ve laid out the top findings below, so you can get a quick snapshot of what navigating and offering benefits is like for the millions of small businesses scattered across the country.