Health Insurance

Can I use my spouse’s HSA?

So your spouse has an HSA, and you want to jump in and use some of that benefit.

HSAs are for qualified medical expenses. The good news is that you, your spouse, and dependents you claim on your tax return can all incur qualified expenses and use the HSA towards them. Remember, you do have to be on a qualified High Deductible Health Plan (HDHP) to contribute to an HSA. Once the money is there, you can use it regardless of what health plan you have (or don’t have).

This article provides general information and shouldn’t be construed as legal, benefits, or HR advice. Benefits and insurance regulations may change over time and may vary by location and employer size. So, please consult a licensed broker or appropriately certified expert for advice specific to your business’s benefits options.