Health Insurance

Do I have to offer dependent coverage?

Many insurance plans, including all of the plans available through Gusto, automatically allow dependents on the plan. As an employer you have no obligation to contribute to dependent premiums. So if you choose a health insurance plan with dependent coverage you do not have to make contributions towards it, even if you make contributions towards your employees’ coverage.

This article provides general information and shouldn’t be construed as legal, benefits, or HR advice. Benefits and insurance regulations may change over time and may vary by location and employer size. So, please consult a licensed broker or appropriately certified expert for advice specific to your business’s benefits options.